Pico Rivera, CA
Your Pico Rivera mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Pico Rivera — clear guidance from pre-approval through closing.
Inside the Pico Rivera mortgage market.
Pico Rivera is an established San Gabriel Valley community formed from the 1958 merger of the Pico and Rivera areas, offering midcentury and ranch homes well below the LA County average; freeway access to the 60, 5, and 605 makes it a stable working-family market for buyers priced out of Whittier, Downey, and Montebello.
That market shapes the loan. Because Los Angeles County is a high-cost area, the 2026 one-unit conforming limit is $1,249,125 — above the national baseline. So many Pico Rivera buyers use high-balance or jumbo financing — and knowing exactly where your purchase lands against that $1,249,125 line is half the work. Limits per FHFA 2026; verify your scenario with us.
We work Pico Rivera from the ground up — close to the Pico Rivera Sports Arena. We finance homes across Midway Village, El Rancho, Rivera, and South Pico Rivera — and every other corner of Pico Rivera. Looking for a mortgage broker near you in Pico Rivera? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Pico Rivera market knowledge
Near the Pico Rivera Sports Arena, across Midway Village, El Rancho, Rivera — we know Pico Rivera's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Pico Rivera buyers often start with high-balance, FHA, conventional — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Pico Rivera file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Pico Rivera loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Pico Rivera, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
Built around your Pico Rivera home, not a shelf product.
For Pico Rivera we lean on high-balance, FHA, conventional — but whatever fits, we shop it: FHA, conventional, jumbo, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Pico Rivera, we also help buyers in Montebello, Whittier, Downey. See all California cities we serve →
Choice Home Mortgage is a licensed California mortgage broker — NMLS #2629064, CA DRE #01822046. Equal Housing Opportunity.
Pico Rivera mortgage questions, answered.
What's the 2026 conforming loan limit in Pico Rivera?
In Los Angeles County, the 2026 conforming loan limit is $1,249,125 for a single-family home — a high-cost figure above the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Pico Rivera?
Most Pico Rivera buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Pico Rivera neighborhoods do you serve?
We serve buyers across Pico Rivera, including Midway Village, El Rancho, Rivera. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Are you a licensed mortgage broker in Pico Rivera?
Yes. Choice Home Mortgage is a licensed California mortgage broker (NMLS #2629064, CA DRE #01822046) serving Pico Rivera and the surrounding area.
Do you serve areas near Pico Rivera?
Yes — we also work with buyers in nearby Montebello, Whittier, Downey. Same process, local loan-limit details for each.
Let's finance your Pico Rivera home.
No call center — just Esther. We'll find the program that fits your Pico Rivera purchase and do the lender legwork.