Pasco, WA
Buy your first Pasco, WA home with confidence.
FHA, down-payment-assistance, and first-time-buyer programs that fit Pasco budgets. We walk you through every step.
What financing a Pasco home really takes.
Pasco is one of the three Tri-Cities anchored by the Hanford cleanup project, which employs thousands of science and engineering workers under multi-decade federal contracts — a structural employment floor insulating the market from private-sector volatility; it is the fastest-growing of the three with a robust agricultural-processing economy.
That market shapes the loan. In Franklin County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Pasco purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and first-time-buyer options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Pasco from the ground up — close to the Columbia River waterfront and Sacagawea Heritage Trail. We finance homes across West Pasco, Riverview/Columbia River corridor, Road 68 corridor, and Chiawana — and every other corner of Pasco. Looking for a mortgage broker near you in Pasco? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Pasco market knowledge
Near the Columbia River waterfront and Sacagawea Heritage Trail, across West Pasco, Riverview/Columbia River corridor, Road 68 corridor — we know Pasco's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Pasco buyers often start with FHA, first-time-buyer, conventional — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Pasco file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Pasco loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Pasco, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Painless and no hidden surprises. Choice Home Mortgage is a company I can trust.”
The right Pasco loan for your situation.
For Pasco we lean on FHA, first-time-buyer, conventional through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Pasco, we also help buyers in Kennewick, Richland, Yakima. See all Washington cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Pasco, WA buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Pasco office.
Pasco mortgage questions, answered.
What's the 2026 conforming loan limit in Pasco?
In Franklin County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
What loans help first-time buyers in Pasco?
FHA loans, down-payment-assistance, and first-time-buyer programs are common paths in Pasco. We match you to the ones you qualify for.
Which Pasco neighborhoods do you serve?
We serve buyers across Pasco, including West Pasco, Riverview/Columbia River corridor, Road 68 corridor. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Pasco, WA?
Yes. We help Pasco homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate WA financing for you.
Do you serve areas near Pasco?
Yes — we also work with buyers in nearby Kennewick, Richland, Yakima. Same process, local loan-limit details for each.
Let's finance your Pasco home.
Talk to the owner directly. We'll map the right loan for your Pasco home and put lenders in competition for it.