Orlando, FL

Your Orlando, FL mortgage, done right.

Conventional, FHA, and first-time-buyer paths for Orlando — clear guidance from pre-approval through closing.

The Orlando market

Inside the Orlando mortgage market.

Orlando’s economy is anchored by tourism and hospitality alongside a growing tech and healthcare sector, producing a market that serves entry workforce buyers through upscale urban professionals.

That market shapes the loan. In Orange County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Orlando purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and conventional options on the table. Limits per FHFA 2026; verify your scenario with us.

$832,7502026 conforming limit (Orange)
4+Orlando neighborhoods served
Since 2005Family-owned broker

We work Orlando from the ground up — close to Lake Eola Park and downtown skyline. We finance homes across Downtown Orlando, Thornton Park, College Park, and Lake Nona — and every other corner of Orlando. Looking for a mortgage broker near you in Orlando? We serve the area by phone and online, so you get a local-market broker without driving to an office.

What Orlando buyers get

What you get with a local broker.

Orlando market knowledge

Near Lake Eola Park and downtown skyline, across Downtown Orlando, Thornton Park, College Park — we know Orlando's neighborhoods, prices, and the programs that fit them.

First-time & assistance

Orlando buyers often start with FHA, conventional, first-time-buyer — we match you to the down-payment and first-time programs you qualify for.

Lenders shopped for you

As a broker we shop many lenders for your Orlando file instead of selling one bank's product.

Owner-handled

Owner Esther Buede guides your Orlando loan personally — the named expert behind our five-star reviews.

Your Orlando mortgage expert

One owner, handling your whole loan.

In Orlando, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →

“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
Frank BeckmanChoice Home Mortgage client
Loans & nearby areas

Built around your Orlando home, not a shelf product.

For Orlando we lean on FHA, conventional, first-time-buyer through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.

Close to Orlando, we also help buyers in Titusville, Melbourne, Palm Bay. See all Florida cities we serve →

Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Orlando, FL buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Orlando office.

FAQ

Orlando mortgage questions, answered.

What's the 2026 conforming loan limit in Orlando?

In Orange County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.

Which loan types work best in Orlando?

Most Orlando buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.

Which Orlando neighborhoods do you serve?

We serve buyers across Orlando, including Downtown Orlando, Thornton Park, College Park. Financing works the same citywide — the loan is matched to you, not the ZIP code.

Can Choice Home Mortgage help me buy in Orlando, FL?

Yes. We help Orlando homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate FL financing for you.

Do you serve areas near Orlando?

Yes — we also work with buyers in nearby Titusville, Melbourne, Palm Bay. Same process, local loan-limit details for each.

Let's finance your Orlando home.

No call center — just Esther. We'll find the program that fits your Orlando purchase and do the lender legwork.