Orlando, FL
The straight path to an Orlando mortgage.
Conventional, first-time-buyer, FHA programs sized to Orlando budgets — matched to your Orlando file, from Downtown Orlando to every corner of Orlando.
Inside the Orlando mortgage market.
Orlando’s economy is anchored by tourism and hospitality alongside a growing tech and healthcare sector, producing a market that serves entry workforce buyers through upscale urban professionals.
So the Orlando strategy starts with the market, not the rate sheet. 2026 gives Orlando buyers a $832,750 conforming cap on one-unit homes — Orange County sits at the national baseline. With Orlando homes mostly under $832,750, conventional plus FHA plus first-time-buyer all work on Orlando files. Limits per FHFA 2026; verify your scenario with us.
255,000-plus residents make Orlando home — across Downtown Orlando, Lake Nona, and between — with Titusville and Melbourne nearby. Orlando isn’t an abstraction to us — we know it down to Lake Eola Park and downtown skyline. Whether the address is in Downtown Orlando, Thornton Park, College Park, and Lake Nona or another Orlando pocket entirely, the financing follows. From anywhere in Orlando, the whole process runs by phone and online — local Orlando market reads included, commute not required. Of the 73 Florida cities we serve, Orlando plays by its own numbers — that’s the point: the Orlando file, not a state template.
Orlando deserves a real broker.
Orlando, block by block
From Lake Eola Park and downtown skyline across Downtown Orlando, Thornton Park, College Park, we keep tabs on what Orlando homes actually go for and which programs carry them.
First Orlando home help
Orlando budgets get the full toolkit — conventional, first-time-buyer, FHA — plus every assistance program an Orlando file can claim.
We shop; you choose
We make lenders compete for Orlando business instead of squeezing Orlando buyers into a single bank's box.
The owner, on your file
Owner Esther Buede runs every Orlando file herself — one expert from your first Orlando call to your closing.
The owner works your file. Personally.
In Orlando, your loan is handled personally by owner Esther Buede — a licensed expert (individual NMLS #2003644) guiding families — Thornton Park to all Orlando — to closing since 2005. Not a call center — one expert on your Orlando file. Meet the family behind CHM →
“She was sincere. Got me processed and funded in 20 days. I felt taken care of every step of the way.”
The right Orlando loan for your situation.
Demand around Lake Eola Park and downtown skyline keeps conventional activity steady in Orlando. Conventional, first-time-buyer, FHA carry most of our Orlando work (via our licensed partner-broker network) — and beyond those, Orlando buyers get the full menu: non-QM, VA, FHA, and conventional. Jump in at any stage: buying, refinancing, or just running numbers — begin online or call (949) 522-7310.
Buyers in Titusville, Melbourne, Palm Bay get the same treatment as Orlando files. All our Florida coverage, city by city →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Orlando, FL buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain an Orlando office.
What Orlando buyers ask us first.
How high can a conforming loan go in Orlando?
In Orange County, the 2026 single-family limit is $832,750; anything above that in Orlando is jumbo territory. FHFA sets it — we'll verify your Orlando case.
Do Orlando first-time buyers have good loan options?
For Orlando first-timers the workhorses are FHA, conventional, first-time-buyer. We match Orlando buyers to the down-payment and first-time programs their file qualifies for.
Are certain Orlando neighborhoods outside your coverage?
Anywhere in Orlando works — Downtown Orlando, Thornton Park, College Park, Lake Nona and every block between. The Orlando address changes the comps, not how hard your file gets shopped.
Do you work with Orlando, FL buyers?
Yes: Orlando, FL purchases run through licensed partner brokers while we (California NMLS #2629064) coordinate the Orlando process and lender shopping.
Do you serve areas near Orlando?
Of course: Titusville, Melbourne, Palm Bay run the same as Orlando files, with each area's numbers checked separately.
How does the process run for an Orlando buyer working with you?
Everything runs by phone and online: application, documents, updates. We coordinate your Orlando purchase with our licensed partner brokers handling the FL side — no office visit involved.
Let's get you home in Orlando.
Your Orlando plans, the owner's full attention, and a market of lenders shopped on your Orlando file's behalf.