Irving, TX
Your Irving, TX mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Irving — clear guidance from pre-approval through closing.
Irving home loans, the honest version.
Irving pairs Las Colinas — a corporate enclave with luxury pricing — with established mid-century neighborhoods offering affordable access to DFW employment; major HQ employers sustain demand across tiers.
That market shapes the loan. In Dallas County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Irving purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Irving from the ground up — close to the Mustangs of Las Colinas sculpture. We finance homes across Las Colinas, Valley Ranch, Heritage District, and MacArthur Park area — and every other corner of Irving. Looking for a mortgage broker near you in Irving? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Irving market knowledge
Near the Mustangs of Las Colinas sculpture, across Las Colinas, Valley Ranch, Heritage District — we know Irving's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Irving buyers often start with conventional, FHA, VA — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Irving file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Irving loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Irving, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
Matched to your Irving purchase, not a template.
For Irving we lean on conventional, FHA, VA through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Irving, we also help buyers in Grand Prairie, Euless, Coppell. See all Texas cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Irving, TX buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Irving office.
Irving mortgage questions, answered.
What's the 2026 conforming loan limit in Irving?
In Dallas County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Irving?
Most Irving buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Irving neighborhoods do you serve?
We serve buyers across Irving, including Las Colinas, Valley Ranch, Heritage District. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Irving, TX?
Yes. We help Irving homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate TX financing for you.
Do you serve areas near Irving?
Yes — we also work with buyers in nearby Grand Prairie, Euless, Coppell. Same process, local loan-limit details for each.
Let's finance your Irving home.
One call with the owner — local, honest, no pressure. We'll tell you which program fits your Irving purchase and shop the lenders for you.