Irving, TX
Irving, TX home loans, handled by the owner.
Real Irving prices, real programs — VA, conventional, FHA — matched to what your Irving file qualifies for, in Las Colinas and citywide.
Irving prices, programs, and the path through.
Irving pairs Las Colinas — a corporate enclave with luxury pricing — with established mid-century neighborhoods offering affordable access to DFW employment; major HQ employers sustain demand across tiers.
That’s the Irving backdrop the loan has to fit. Irving follows Dallas County’s national-baseline limit for 2026: $832,750 on a one-unit Irving home. Irving price points mostly stay under $832,750, which keeps conventional, FHA, and down-payment-assistance on the menu for Irving buyers. Limits per FHFA 2026; verify your scenario with us.
Some 228,000-plus people live in Irving — Las Colinas, MacArthur Park area, and between — a short drive from Grand Prairie or Euless. Irving isn’t an abstraction to us — we know it down to the Mustangs of Las Colinas sculpture. Las Colinas, Valley Ranch, Heritage District, and MacArthur Park area — we finance homes in each of them, and everywhere else Irving reaches. Need a broker near you in Irving? Everything runs by phone and online, so Irving expertise comes straight to you. Across Texas, our coverage runs 83 cities deep — and in Irving, as everywhere, the county numbers get verified before anything is quoted.
What you get with a local broker.
Irving know-how
From Las Colinas, Valley Ranch, Heritage District to the Mustangs of Las Colinas sculpture, we track what Irving homes really cost and which loans carry them.
Down-payment friendly
We open most Irving files with VA, conventional, FHA, then layer in whatever down-payment help your Irving numbers qualify for.
We shop; you choose
Your Irving file gets shopped across many lenders — a broker working Irving, not one bank's sales desk.
The owner, on your file
Your Irving file is handled by owner Esther Buede herself — in Irving or Grand Prairie, hers is the name buyers recognize from our reviews.
Your Irving loan, one owner's desk.
One desk, no queue: Esther Buede — owner, licensed (individual NMLS #2003644), closing since 2005 — personally works each Irving loan, from Valley Ranch to the far side of Irving. Meet the family behind CHM →
“They did what our bank of 20+ years could not — refinanced 2 of our homes in record time. The Dynamic Duo!”
Matched to your Irving purchase, not a template.
Near the Mustangs of Las Colinas sculpture, VA files are an Irving staple for us. Most Irving files start at VA, conventional, FHA (via our licensed partner-broker network) and branch from there — every option gets a look: conventional, non-QM, FHA, and VA. Start where it suits you: buying, refinancing, or testing the numbers — apply here or call (949) 522-7310.
Irving is the center, not the edge — Grand Prairie, Euless, Coppell are covered too. Every Texas city we cover →
Working with Irving, TX buyers through licensed partner brokers — Choice Home Mortgage, California-licensed, NMLS #2629064. Equal Housing Opportunity. We serve this area; we do not maintain an Irving office.
Irving mortgage questions, answered.
Where does the Irving conforming loan limit sit for 2026?
For Irving buyers, conforming runs to $832,750 in 2026; beyond that an Irving purchase shops jumbo. FHFA figures — we'll verify yours.
I'm a first-time buyer in Irving — where do I start?
Conventional, FHA, VA do the heavy lifting for Irving first-timers. We sort which fit your numbers, plus any assistance your Irving file earns.
What parts of Irving do you work in?
No corner of Irving is off the map: Las Colinas, Valley Ranch, Heritage District, MacArthur Park area, all covered. Pricing follows your Irving file, not the street.
Do you work with Irving, TX buyers?
Yes: Irving, TX purchases run through licensed partner brokers while we (California NMLS #2629064) coordinate the Irving process and lender shopping.
What if I'm buying just outside Irving?
Yes — Grand Prairie, Euless, Coppell are all in reach from Irving. Same process; each area's own loan-limit details applied.
What does the mortgage process look like from Irving?
From Irving it's phone-and-online end to end — apply digitally, upload documents, get updates as they happen. Licensed partner brokers cover the TX licensing side; you never sit in a lobby.
Ready for your Irving address?
Tell us about the Irving home you want — we'll match the program and make lenders compete for your Irving loan.