Antioch, CA
Your Antioch mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Antioch — clear guidance from pre-approval through closing.
What financing a Antioch home really takes.
Antioch is one of the most affordable BART-connected cities in the Bay Area, offering Contra Costa County access at a fraction of inner Bay Area prices; the Antioch BART station unlocks SF employment access without Bay Area pricing, with transit-oriented housing development in the pipeline.
That market shapes the loan. Because Contra Costa County is a high-cost area, the 2026 one-unit conforming limit is $1,249,125 — above the national baseline. So many Antioch buyers use high-balance or jumbo financing — and knowing exactly where your purchase lands against that $1,249,125 line is half the work. Limits per FHFA 2026; verify your scenario with us.
We work Antioch from the ground up — close to the Black Diamond Mines Regional Preserve. We finance homes across Lone Tree Valley, Downtown Antioch, Deer Valley, and Black Diamond Estates — and every other corner of Antioch. Looking for a mortgage broker near you in Antioch? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Antioch market knowledge
Near the Black Diamond Mines Regional Preserve, across Lone Tree Valley, Downtown Antioch, Deer Valley — we know Antioch's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Antioch buyers often start with high-balance, FHA, first-time-buyer — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Antioch file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Antioch loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Antioch, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Painless and no hidden surprises. Choice Home Mortgage is a company I can trust.”
The right Antioch loan for your situation.
For Antioch we lean on high-balance, FHA, first-time-buyer — but whatever fits, we shop it: FHA, conventional, jumbo, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Antioch, we also help buyers in Pittsburg, Oakley, Brentwood. See all California cities we serve →
Choice Home Mortgage is a licensed California mortgage broker — NMLS #2629064, CA DRE #01822046. Equal Housing Opportunity.
Antioch mortgage questions, answered.
What's the 2026 conforming loan limit in Antioch?
In Contra Costa County, the 2026 conforming loan limit is $1,249,125 for a single-family home — a high-cost figure above the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Antioch?
Most Antioch buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Antioch neighborhoods do you serve?
We serve buyers across Antioch, including Lone Tree Valley, Downtown Antioch, Deer Valley. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Are you a licensed mortgage broker in Antioch?
Yes. Choice Home Mortgage is a licensed California mortgage broker (NMLS #2629064, CA DRE #01822046) serving Antioch and the surrounding area.
Do you serve areas near Antioch?
Yes — we also work with buyers in nearby Pittsburg, Oakley, Brentwood. Same process, local loan-limit details for each.
Let's finance your Antioch home.
Talk to the owner directly. We'll map the right loan for your Antioch home and put lenders in competition for it.