Why Choice Home Mortgage
Big banks process you. We get you home.
A profile of who we are, how a broker works for you, and what Orange County families say after closing — all in one place.
A broker on your side of the table — since 2005.
Choice Home Mortgage is a mortgage broker, not a bank — and that distinction is the whole point. We don’t represent a lender. We represent you. Instead of offering one institution’s rate sheet, we shop hundreds of lenders on your behalf and match the loan to your situation — whether that’s buying a home, refinancing, or unlocking your home’s equity.
We’ve been family owned and operated since 2005, working from our Fountain Valley office at the center of Orange County. Owner Esther Buede guides files personally from application to funding — the same person, start to finish. You can meet the owners here.
From first homes to the loans banks can't do.
We handle the mainstream programs — purchase, refinance, FHA, VA, conventional, and jumbo — and a deep bench of options for people banks turn away: bank-statement loans, 1099-only, DSCR investor loans, and other non-QM programs built for self-employed borrowers and investors. If you’ve been told “no” by a bank, that usually means the bank only had one box to fit you into. We have hundreds.
The reviews tell the story better than we can.
Orange County families rate us 4.7 out of 5 across 147 Google reviews (as shown on our reviews page). The themes repeat: closings faster than people thought possible, complicated files untangled, and clients coming back for their second and third loans. A sample, verbatim:
“Closed in 8 days. I never knew a home refinance could happen so quickly and painlessly!”
“They did what our bank of 20+ years could not — refinanced 2 of our homes in record time. The Dynamic Duo!”
“She was sincere. Got me processed and funded in 20 days. I felt taken care of every step of the way.”
“Painless and no hidden surprises. Choice Home Mortgage is a company I can trust.”
Read the full wall on our reviews page, or go straight to our Google listing and read them at the source.
Licensed, verifiable, accountable.
Choice Home Mortgage operates under NMLS #2629064 and California DRE license #01822046. You can verify the NMLS ID through the public NMLS Consumer Access database, and the DRE license through the California Department of Real Estate lookup. Individual results vary and every loan is subject to qualification — but who you’re working with should never be a mystery.
One conversation. Hundreds of lenders.
Call the owner directly at (949) 522-7310, or start online — and find out what a broker on YOUR side of the table can do.