West Palm Beach, FL
Your West Palm Beach, FL mortgage, done right.
Conventional, FHA, and first-time-buyer paths for West Palm Beach — clear guidance from pre-approval through closing.
What financing a West Palm Beach home really takes.
West Palm Beach is Palm Beach County’s government and commercial hub, with a downtown densifying since the Brightline rail station opened — a genuine transit-oriented demand node in a car-organized county; its historic districts offer pre-war stock at discounts to barrier-island Palm Beach.
That market shapes the loan. In Palm Beach County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most West Palm Beach purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work West Palm Beach from the ground up — close to the Norton Museum of Art. We finance homes across El Cid, Northwood Village, Flamingo Park, and SoSo — and every other corner of West Palm Beach. Looking for a mortgage broker near you in West Palm Beach? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
West Palm Beach market knowledge
Near the Norton Museum of Art, across El Cid, Northwood Village, Flamingo Park — we know West Palm Beach's neighborhoods, prices, and the programs that fit them.
First-time & assistance
West Palm Beach buyers often start with conventional, FHA, first-time-buyer — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your West Palm Beach file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your West Palm Beach loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In West Palm Beach, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
The right West Palm Beach loan for your situation.
For West Palm Beach we lean on conventional, FHA, first-time-buyer through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to West Palm Beach, we also help buyers in Greenacres, Palm Beach Gardens, Wellington. See all Florida cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps West Palm Beach, FL buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a West Palm Beach office.
West Palm Beach mortgage questions, answered.
What's the 2026 conforming loan limit in West Palm Beach?
In Palm Beach County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in West Palm Beach?
Most West Palm Beach buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which West Palm Beach neighborhoods do you serve?
We serve buyers across West Palm Beach, including El Cid, Northwood Village, Flamingo Park. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in West Palm Beach, FL?
Yes. We help West Palm Beach homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate FL financing for you.
Do you serve areas near West Palm Beach?
Yes — we also work with buyers in nearby Greenacres, Palm Beach Gardens, Wellington. Same process, local loan-limit details for each.
Let's finance your West Palm Beach home.
Talk to the owner directly. We'll map the right loan for your West Palm Beach home and put lenders in competition for it.