Tyler, TX
Your Tyler, TX mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Tyler — clear guidance from pre-approval through closing.
What financing a Tyler home really takes.
Tyler is the commercial, medical, and cultural capital of East Texas, a regional-hub role that insulates it from single-employer boom-bust cycles; two major health systems and UT Tyler create a professional base sustaining mid- and upper-mid housing demand.
That market shapes the loan. In Smith County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Tyler purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Tyler from the ground up — close to the Tyler Rose Garden. We finance homes across Azalea District, Brick Streets Historic District, Hollytree, and Midtown Tyler — and every other corner of Tyler. Looking for a mortgage broker near you in Tyler? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Tyler market knowledge
Near the Tyler Rose Garden, across Azalea District, Brick Streets Historic District, Hollytree — we know Tyler's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Tyler buyers often start with conventional, FHA, VA — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Tyler file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Tyler loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Tyler, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Painless and no hidden surprises. Choice Home Mortgage is a company I can trust.”
The right Tyler loan for your situation.
For Tyler we lean on conventional, FHA, VA through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Tyler, we also help buyers in Longview, Rockwall, Mesquite. See all Texas cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Tyler, TX buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Tyler office.
Tyler mortgage questions, answered.
What's the 2026 conforming loan limit in Tyler?
In Smith County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Tyler?
Most Tyler buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Tyler neighborhoods do you serve?
We serve buyers across Tyler, including Azalea District, Brick Streets Historic District, Hollytree. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Tyler, TX?
Yes. We help Tyler homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate TX financing for you.
Do you serve areas near Tyler?
Yes — we also work with buyers in nearby Longview, Rockwall, Mesquite. Same process, local loan-limit details for each.
Let's finance your Tyler home.
Talk to the owner directly. We'll map the right loan for your Tyler home and put lenders in competition for it.