Tacoma, WA
Tacoma, WA home loans, built for Tacoma's market.
From high-balance and jumbo financing to move-up and refinance, we structure the loan around Tacoma's price points — not a one-size template.
Inside the Tacoma mortgage market.
Tacoma is the second-largest city in the Puget Sound metro and the price-accessible alternative to Seattle, with a genuine high-cost county designation; demand is anchored by private-sector commuters and the large military-adjacent population at nearby JBLM.
That market shapes the loan. Because Pierce County is a high-cost area, the 2026 one-unit conforming limit is $1,063,750 — above the national baseline. So many Tacoma buyers use high-balance or jumbo financing — and knowing exactly where your purchase lands against that $1,063,750 line is half the work. Limits per FHFA 2026; verify your scenario with us.
We work Tacoma from the ground up — close to the Museum of Glass on the Thea Foss Waterway. We finance homes across Hilltop, Stadium District, Proctor District, and North End — and every other corner of Tacoma. Looking for a mortgage broker near you in Tacoma? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Tacoma market knowledge
Near the Museum of Glass on the Thea Foss Waterway, across Hilltop, Stadium District, Proctor District — we know how Tacoma prices and programs actually work.
High-balance & jumbo ready
Tacoma runs above the national norm — we structure VA, high-balance, jumbo financing around its price points.
Lenders shopped for you
As a broker we put many lenders in competition for your Tacoma file — not one bank's shelf.
Owner-handled
Owner Esther Buede guides your Tacoma loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Tacoma, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
Built around your Tacoma home, not a shelf product.
For Tacoma we lean on VA, high-balance, jumbo through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Tacoma, we also help buyers in Lakewood, Lacey, Olympia. See all Washington cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Tacoma, WA buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Tacoma office.
Tacoma mortgage questions, answered.
What's the 2026 conforming loan limit in Tacoma?
In Pierce County, the 2026 conforming loan limit is $1,063,750 for a single-family home — a high-cost figure above the national baseline. Limits per FHFA 2026; verify your scenario with us.
Do I need a jumbo loan to buy in Tacoma?
Not always. Many Tacoma homes can be financed with high-balance conforming loans up to $1,063,750 before a true jumbo is needed. We'll tell you which fits your price point.
Which Tacoma neighborhoods do you serve?
We serve buyers across Tacoma, including Hilltop, Stadium District, Proctor District. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Tacoma, WA?
Yes. We help Tacoma homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate WA financing for you.
Do you serve areas near Tacoma?
Yes — we also work with buyers in nearby Lakewood, Lacey, Olympia. Same process, local loan-limit details for each.
Let's finance your Tacoma home.
No call center — just Esther. We'll find the program that fits your Tacoma purchase and do the lender legwork.