Scranton, PA
Buy your first Scranton, PA home with confidence.
FHA, down-payment-assistance, and first-time-buyer programs that fit Scranton budgets. We walk you through every step.
Inside the Scranton mortgage market.
Scranton is one of the most affordable mid-size cities in the Northeast, with a deep inventory of Victorian and early-20th-century single-family homes attracting first-time buyers priced out of Philadelphia and New York; remote-worker relocation and a hospital-anchored economy drive steady appreciation without pricing out the traditional base.
That market shapes the loan. In Lackawanna County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Scranton purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and conventional options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Scranton from the ground up — close to Steamtown National Historic Site. We finance homes across Green Ridge, Hill Section, South Side, and Minooka — and every other corner of Scranton. Looking for a mortgage broker near you in Scranton? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Scranton market knowledge
Near Steamtown National Historic Site, across Green Ridge, Hill Section, South Side — we know Scranton's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Scranton buyers often start with FHA, conventional, first-time-buyer — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Scranton file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Scranton loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Scranton, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
Built around your Scranton home, not a shelf product.
For Scranton we lean on FHA, conventional, first-time-buyer through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Scranton, we also help buyers in Wilkes-Barre, Bethlehem, Allentown. See all Pennsylvania cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Scranton, PA buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Scranton office.
Scranton mortgage questions, answered.
What's the 2026 conforming loan limit in Scranton?
In Lackawanna County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
What loans help first-time buyers in Scranton?
FHA loans, down-payment-assistance, and first-time-buyer programs are common paths in Scranton. We match you to the ones you qualify for.
Which Scranton neighborhoods do you serve?
We serve buyers across Scranton, including Green Ridge, Hill Section, South Side. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Scranton, PA?
Yes. We help Scranton homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate PA financing for you.
Do you serve areas near Scranton?
Yes — we also work with buyers in nearby Wilkes-Barre, Bethlehem, Allentown. Same process, local loan-limit details for each.
Let's finance your Scranton home.
No call center — just Esther. We'll find the program that fits your Scranton purchase and do the lender legwork.