Scranton, PA
Your first Scranton home, within reach.
We put conventional, first-time-buyer, FHA to work for Scranton buyers — matched to your file, whether the address is Green Ridge or anywhere else in Scranton.
What financing a Scranton home really takes.
Scranton is one of the most affordable mid-size cities in the Northeast, with a deep inventory of Victorian and early-20th-century single-family homes attracting first-time buyers priced out of Philadelphia and New York; remote-worker relocation and a hospital-anchored economy drive steady appreciation without pricing out the traditional base.
That Scranton market shapes the loan. The 2026 conforming number for Scranton buyers in Lackawanna County is $832,750 — the baseline every Scranton file starts from. For the typical Scranton purchase, $832,750 is headroom, not a hurdle — Scranton files keep conventional, FHA, and down-payment-assistance open. 2026 limits published by FHFA — confirm your exact scenario with us.
From Green Ridge over to Minooka, Scranton’s 75,000-plus residents sit within minutes of Wilkes-Barre and Bethlehem. Steamtown National Historic Site to the Scranton line — that’s ground we know well. Name the Scranton neighborhood — Green Ridge, Hill Section, South Side, and Minooka or beyond — and we finance there. Searching “mortgage broker near me” from Scranton? We cover Scranton by phone and online — Scranton-level market help, no office visit. Pennsylvania coverage here spans 13 cities, Scranton among them — each on its own county limits, each shopped the same way.
One file, many lenders, Scranton terms.
Scranton, block by block
From Green Ridge, Hill Section, South Side to Steamtown National Historic Site, we track what Scranton homes really cost and which loans carry them.
First-time & assistance
The Scranton starting lineup is usually conventional, first-time-buyer, FHA; we add whichever down-payment help your Scranton budget is eligible for.
Lenders shopped for you
We make lenders compete for Scranton business instead of squeezing Scranton buyers into a single bank's box.
The owner, on your file
In Scranton you get the owner, Esther Buede, personally — no queue for Scranton files, and the Scranton attention shows in our reviews.
The owner works your file. Personally.
Every Scranton file lands on one desk: owner Esther Buede’s (individual NMLS #2003644). Closing loans since 2005, she’ll know your Scranton plans — Hill Section or anywhere Scranton — and your name from the first call. Meet the family behind CHM →
“I am a repeat customer. The service is spectacular.”
Built around your Scranton home, not a shelf product.
Around Steamtown National Historic Site, conventional remains the workhorse of Scranton lending. The Scranton playbook usually starts with conventional, first-time-buyer, FHA, arranged through licensed partner brokers — then we shop whatever your Scranton file calls for: conventional, non-QM, FHA, and VA. Start when you’re ready: buying, refinancing, or just exploring — get started here or call (949) 522-7310.
Scranton is the center, not the edge — Wilkes-Barre, Bethlehem, Allentown are covered too. More Pennsylvania cities we work in →
Working with Scranton, PA buyers through licensed partner brokers — Choice Home Mortgage, California-licensed, NMLS #2629064. Equal Housing Opportunity. Scranton is served remotely — we keep no office there.
Scranton mortgage questions, answered.
What loan size keeps a Scranton mortgage conforming?
A Scranton single-family loan conforms up to $832,750 in 2026 — Lackawanna County uses the national baseline. FHFA sets the figure; we'll place your Scranton numbers against it.
What's the usual first mortgage for a Scranton buyer?
Scranton first-timers usually land on FHA, conventional, first-time-buyer. We run the numbers on each for your Scranton budget and flag any assistance programs your file can claim.
Do you cover all of Scranton?
No corner of Scranton is off the map: Green Ridge, Hill Section, South Side, Minooka, all covered. Pricing follows your Scranton file, not the street.
Are you set up to arrange loans in Scranton, PA?
Yes. We help Scranton, PA homebuyers through licensed partner brokers — Choice Home Mortgage is California-licensed (NMLS #2629064) and coordinates Scranton financing end to end.
I'm shopping Scranton and the next town over — covered?
Coverage doesn't stop at Scranton: Wilkes-Barre, Bethlehem, Allentown are all workable, each on its own county numbers.
What does the mortgage process look like from Scranton?
From Scranton it's phone-and-online end to end — apply digitally, upload documents, get updates as they happen. Licensed partner brokers cover the PA licensing side; you never sit in a lobby.
Ready for your Scranton address?
Tell us where in Scranton you're headed — the program match and the Scranton lender legwork are on us.