Savannah, GA
Your Savannah, GA mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Savannah — clear guidance from pre-approval through closing.
How Savannah buyers get to the closing table.
Savannah’s heritage grid of 22 squares and antebellum stock create an irreplaceable supply constraint that underpins core values; SCAD’s large student presence, the fast-growing Port of Savannah, and growing tech and film production give it employment diversity beyond tourism.
That market shapes the loan. In Chatham County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Savannah purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Savannah from the ground up — close to Forsyth Park and the historic squares. We finance homes across Historic Landmark District, Victorian District, Ardsley Park, and Midtown Savannah — and every other corner of Savannah. Looking for a mortgage broker near you in Savannah? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Savannah market knowledge
Near Forsyth Park and the historic squares, across Historic Landmark District, Victorian District, Ardsley Park — we know Savannah's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Savannah buyers often start with conventional, FHA, first-time-buyer — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Savannah file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Savannah loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Savannah, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
Savannah financing that fits the home and the borrower.
For Savannah we lean on conventional, FHA, first-time-buyer through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Savannah, we also help buyers in Hilton Head Island, Summerville, Mount Pleasant. See all Georgia cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Savannah, GA buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Savannah office.
Savannah mortgage questions, answered.
What's the 2026 conforming loan limit in Savannah?
In Chatham County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Savannah?
Most Savannah buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Savannah neighborhoods do you serve?
We serve buyers across Savannah, including Historic Landmark District, Victorian District, Ardsley Park. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Savannah, GA?
Yes. We help Savannah homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate GA financing for you.
Do you serve areas near Savannah?
Yes — we also work with buyers in nearby Hilton Head Island, Summerville, Mount Pleasant. Same process, local loan-limit details for each.
Let's finance your Savannah home.
Straight answers on your Savannah options, and a broker who shops the whole market so you don't have to.