Savannah, GA
A better way to mortgage in Savannah, GA.
Conventional, FHA, first-time-buyer programs sized to Savannah budgets — matched to your Savannah file, from Historic Landmark District to every corner of Savannah.
What financing a Savannah home really takes.
Savannah’s heritage grid of 22 squares and antebellum stock create an irreplaceable supply constraint that underpins core values; SCAD’s large student presence, the fast-growing Port of Savannah, and growing tech and film production give it employment diversity beyond tourism.
The loan has to fit the Savannah picture. For Savannah, 2026 conforming tops out at Chatham County’s $832,750 baseline on one-unit Savannah homes. Savannah price points mostly stay under $832,750, which keeps conventional, FHA, and first-time-buyer on the menu for Savannah buyers. The 2026 figures come from FHFA — your scenario gets checked, not assumed.
142,000-plus residents make Savannah home — across Historic Landmark District, Midtown Savannah, and between — with Hilton Head Island and Summerville nearby. Our Savannah picture runs street-level, Forsyth Park and the historic squares and all. Whether the address is in Historic Landmark District, Victorian District, Ardsley Park, and Midtown Savannah or another Savannah pocket entirely, the financing follows. From anywhere in Savannah, the whole process runs by phone and online — local Savannah market reads included, commute not required. Across Georgia, our coverage runs 18 cities deep — and in Savannah, as everywhere, the county numbers get verified before anything is quoted.
How Savannah buyers come out ahead.
Local Savannah insight
From Forsyth Park and the historic squares across Historic Landmark District, Victorian District, Ardsley Park, we keep tabs on what Savannah homes actually go for and which programs carry them.
Down-payment friendly
We open most Savannah files with conventional, FHA, first-time-buyer, then layer in whatever down-payment help your Savannah numbers qualify for.
We shop; you choose
We make lenders compete for Savannah business instead of squeezing Savannah buyers into a single bank's box.
Owner-handled
Your Savannah file is handled by owner Esther Buede herself — in Savannah or Hilton Head Island, hers is the name buyers recognize from our reviews.
One expert on the Savannah file, start to keys.
In Savannah, your loan is handled personally by owner Esther Buede — a licensed expert (individual NMLS #2003644) guiding families — Victorian District to all Savannah — to closing since 2005. Not a call center — one expert on your Savannah file. Meet the family behind CHM →
“She was sincere. Got me processed and funded in 20 days. I felt taken care of every step of the way.”
Matched to your Savannah purchase, not a template.
Conventional work anchors our Savannah lending, with Forsyth Park and the historic squares part of the pull. Most Savannah files start at conventional, FHA, first-time-buyer (via our licensed partner-broker network) and branch from there — every option gets a look: conventional, non-QM, VA, and FHA. Jump in at any stage: buying, refinancing, or just running numbers — apply here or call (949) 522-7310.
And around Savannah: Hilton Head Island, Summerville, Mount Pleasant are all in reach. Every Georgia city we cover →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Savannah, GA buyers through licensed partner brokers. Equal Housing Opportunity. We serve Savannah remotely; there is no local Savannah office.
Before you buy in Savannah: the FAQs.
Is there a loan limit for Savannah purchases in 2026?
$832,750 is the 2026 line for Savannah: at or under it, a Savannah loan stays conforming; over it, jumbo rules take the file. Per FHFA — we'll confirm yours.
I'm a first-time buyer in Savannah — where do I start?
The short list for Savannah is conventional, FHA, first-time-buyer. Which one wins depends on your down payment and credit — we sort that out on the first Savannah call.
What parts of Savannah do you work in?
All of Savannah — including Historic Landmark District, Victorian District, Ardsley Park, Midtown Savannah. The financing follows you across Savannah: the loan matches your Savannah file, never the ZIP.
I'm buying in Savannah, GA — can you handle it?
Your Savannah, GA loan is arranged through licensed partner brokers, with Choice Home Mortgage (California NMLS #2629064) coordinating the Savannah file and the lender shopping end to end.
Do you cover the towns around Savannah?
Yes — shop Savannah against Hilton Head Island, Summerville, Mount Pleasant freely; we re-run the limit math for whichever side of the line you buy on.
How does the process run for a Savannah buyer working with you?
From Savannah it's phone-and-online end to end — apply digitally, upload documents, get updates as they happen. Licensed partner brokers cover the GA licensing side; you never sit in a lobby.
Also serving homebuyers near Savannah
Your Savannah keys are the goal.
Tell us about the Savannah home you want — we'll match the program and make lenders compete for your Savannah loan.