Pasadena, TX
Buy your first Pasadena, TX home with confidence.
We put FHA, first-time-buyer, conventional to work for Pasadena buyers — matched to your file, whether the address is Deepwater or anywhere else in Pasadena.
Can Choice Home Mortgage help me buy a home in Pasadena, TX?
Yes. Choice Home Mortgage helps Pasadena buyers and homeowners through licensed partner brokers who handle the Texas licensing, while we coordinate the Pasadena file and compare many lenders for it. We are a family-owned broker licensed in California (NMLS #2629064), and owner Esther Buede coordinates your loan from the first call to closing.
The 2026 conforming limit for a one-unit Pasadena home is $832,750 (Harris County, per FHFA). We start every Pasadena file by placing the price against that number, then handle the application, documents and updates by phone and online.
The Pasadena market, read honestly.
Pasadena sits along the Houston Ship Channel with one of the densest concentrations of petrochemical and refining infrastructure in North America, anchoring stable skilled-trades employment; as the second-largest city in Harris County it offers Houston-metro access below inner-Loop prices.
That’s the Pasadena backdrop the loan has to fit. For Pasadena, 2026 conforming tops out at Harris County’s $832,750 baseline on one-unit Pasadena homes. Most Pasadena purchases sit comfortably under that $832,750 line, keeping conventional, FHA, and VA open for Pasadena buyers. As a market, Pasadena runs entry-level. Source: FHFA 2026 limits. We’ll verify your numbers.
2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.
From Deepwater over to Downtown Pasadena, Pasadena’s 152,000-plus residents sit within minutes of Pearland and Friendswood. Our Pasadena knowledge is street-level — the area around the Houston Ship Channel and Strawberry Park included. Whether the address is in Deepwater, Strawberry, Shaver, and Downtown Pasadena or another Pasadena pocket entirely, the financing follows. Searching “mortgage broker near me” from Pasadena? We cover Pasadena by phone and online — Pasadena-level market help, no office visit. We work 83 cities across Texas; Pasadena gets the same discipline as all of them — verify the Pasadena numbers, then shop the loan.
Pasadena deserves a real broker.
Pasadena, block by block
Deepwater, Strawberry, Shaver, over to the Houston Ship Channel and Strawberry Park — Pasadena's pockets price differently, and the right program follows the pocket.
First Pasadena home help
We open most Pasadena files with FHA, first-time-buyer, conventional, then layer in whatever down-payment help your Pasadena numbers qualify for.
Lenders shopped for you
A Pasadena mortgage should be bid on. We take your Pasadena file to many lenders and let the best terms win.
Direct to the owner
Owner Esther Buede coordinates every Pasadena file herself, one point of contact from your first Pasadena call to your closing.
One owner, coordinating your whole loan.
Your Pasadena loan gets the owner as its coordinator: Esther Buede (individual NMLS #2003644), working with licensed partner brokers from Strawberry across the Pasadena map. Meet the family behind CHM →
“Closed in 8 days. I never knew a home refinance could happen so quickly and painlessly!”
Pasadena financing that fits the home and the borrower.
Near the Houston Ship Channel and Strawberry Park, FHA files are a Pasadena staple for us. For Pasadena we lean on FHA, first-time-buyer, conventional through our licensed partner-broker network — but whatever fits your Pasadena file, we shop it: non-QM, FHA, conventional, and VA. Jump in at any stage: buying, refinancing, or just running numbers — apply online or call (949) 522-7310.
Pasadena files here lean on FHA, first-time-buyer, conventional, VA.
Not every Pasadena file fits a W-2 box — 1099 and business-owner borrowers can qualify on 1099 income, and Pasadena investors can lean on DSCR investor loans. Want every unit count, not just single-family? Harris County’s 2026 loan limits page has the full table.
The same coverage rings Pasadena: Pearland, Friendswood, League City included. Every Texas city we cover →
Choice Home Mortgage (California-licensed, NMLS #2629064) serves Pasadena, TX buyers through licensed partner brokers. Equal Housing Opportunity. Pasadena is served remotely — we keep no office there.
Pasadena questions we hear most.
Is there a loan limit for Pasadena purchases in 2026?
Yes. $832,750 is the 2026 conforming limit for a single-family home in Pasadena, based on FHFA's figure for Harris County. That is the national baseline with no high-cost adjustment, so a loan above $832,750 is a jumbo loan. For two units, the Harris County conforming limit is $1,066,250.
Which programs fit Pasadena first-time buyers?
FHA, conventional and VA loans fit most first-time buyers in Pasadena, and the right one depends on your credit score and down payment. FHA loans allow 3.5% down with a credit score of 580 or higher, under HUD's rules. For FHA, the 2026 one-unit limit in Harris County is $541,287, per HUD.
What parts of Pasadena do you work in?
Every part of Pasadena, including Deepwater, Strawberry, Shaver and Downtown Pasadena. The neighborhood affects the appraisal, which compares recent nearby sales, but the loan terms come from your credit, income and down payment. Licensed partner brokers originate loans across Deepwater and Downtown Pasadena, and we coordinate them by phone and online.
Can an out-of-state broker really cover Pasadena, TX?
Yes, because a licensed partner broker in Texas originates the Pasadena loan while Choice Home Mortgage, licensed in California, coordinates it. Our own license is California's (NMLS #2629064); we keep no local office, and the file runs by phone and online. Owner Esther Buede coordinates the file, and many lenders compete for it.
Do you cover the towns around Pasadena?
Yes, the towns around Pasadena are covered, including Pearland, Friendswood and League City. Each town's conforming limit depends on its county, so we confirm the 2026 limit for the exact address before quoting. Licensed partner brokers originate those loans and Choice Home Mortgage coordinates them, the same way as a Pasadena file.
How do we work together on a Pasadena purchase?
We start with a call to map your Pasadena purchase, then coordinate the application, documents and updates online. A licensed partner broker in Texas originates the loan, and Choice Home Mortgage (California NMLS #2629064) coordinates it and compares many lenders. Owner Esther Buede is your point of contact from the first call to closing.
Beyond Pasadena: nearby cities we work
Start your Pasadena loan today.
The owner picks up, your Pasadena numbers get real, and lenders start competing for the Pasadena business.