Palm Springs home loans, built for Palm Springs's market.

Palm Springs holds the nation’s densest concentration of mid-century modern residential architecture — a formally recognized historic resource through the city’s neighborhood-designation program — creating an asset class with architectural scarcity that resists the oversupply cycles common to desert resort markets; the Aerial Tramway and Indian Canyons anchor year-round recreation beyond the seasonal second-home cycle.

That market shapes the loan. In Riverside County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Palm Springs purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and jumbo for estates options on the table. Limits per FHFA 2026; verify your scenario with us.

We work Palm Springs from the ground up — close to the Palm Springs Aerial Tramway. We finance homes across Movie Colony, Vista Las Palmas, Historic Tennis Club/Warm Sands, and Old Las Palmas — and every other corner of Palm Springs. Looking for a mortgage broker near you in Palm Springs? We serve the area by phone and online, so you get a local-market broker without driving to an office.

In Palm Springs, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →