Mission, TX
From renting in Mission to owning in Mission.
Your Mission purchase, financed on your terms — FHA, USDA, VA — with the Mission legwork handled from Sharyland Plantation on out.
Can Choice Home Mortgage help me buy a home in Mission, TX?
Yes. Choice Home Mortgage helps Mission buyers and homeowners through licensed partner brokers who handle the Texas licensing, while we coordinate the Mission file and compare many lenders for it. We are a family-owned broker licensed in California (NMLS #2629064), and owner Esther Buede coordinates your loan from the first call to closing.
For Mission, FHFA's 2026 one-unit limit is $832,750 (Hidalgo County), which is where a loan stops being conforming and becomes jumbo. Everything from the first call to closing runs by phone and online.
Mission prices, programs, and the path through.
Mission sits at the commercial heart of the Rio Grande Valley, adjacent to Bentsen-Rio Grande Valley State Park and a world-class birding corridor that draws international ecotourism; as a fully established city with its own schools and retail, it attracts long-term RGV residents and retirees priced out of pricier Sun Belt markets.
That’s the Mission backdrop the loan has to fit. In Hidalgo County, a Mission one-unit purchase conforms up to 2026’s $832,750 baseline for Mission files. Mission price points mostly stay under $832,750, which keeps conventional, FHA, and first-time-buyer on the menu for Mission buyers. Mission sits entry-level as a price tier. FHFA resets these limits each year; we verify before we quote.
2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.
Mission holds 81,000-plus residents across pockets like Sharyland Plantation and Riverside Estates, with Mcallen and Pharr right next door. Bentsen-Rio Grande Valley State Park to the Mission line — that’s ground we know well. From Sharyland Plantation, Tanglewood, Shary Crossing, and Riverside Estates to everywhere else on the Mission map — the financing reaches all of it. From anywhere in Mission, the whole process runs by phone and online — local Mission market reads included, commute not required. We work 83 cities across Texas; Mission gets the same discipline as all of them — verify the Mission numbers, then shop the loan.
Mission deserves a real broker.
Mission know-how
From Bentsen-Rio Grande Valley State Park across Sharyland Plantation, Tanglewood, Shary Crossing, we keep tabs on what Mission homes actually go for and which programs carry them.
Down-payment friendly
Mission budgets get the full toolkit — FHA, USDA, VA — plus every assistance program a Mission file can claim.
Lenders shopped for you
We make lenders compete for Mission business instead of squeezing Mission buyers into a single bank's box.
Direct to the owner
Owner Esther Buede coordinates every Mission file herself, one point of contact from your first Mission call to your closing.
Owner-coordinated, application to Mission keys.
Every Mission file has one coordinator: owner Esther Buede (individual NMLS #2003644). She’ll know your Mission plans, Tanglewood or anywhere in Mission, and your name from the first call. Meet the family behind CHM →
“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
Programs shaped to Mission price tags.
Between Bentsen-Rio Grande Valley State Park and everything around it, Mission FHA demand stays steady. Mission work runs heaviest on FHA, USDA, VA, arranged through our licensed partner-broker network — but the full menu stays open for Mission files: non-QM, VA, FHA loans, and conventional. Any starting point works: buying, exploring a refinance, or simply exploring — get started here or call (949) 522-7310.
For Mission, that usually means FHA, USDA, VA, first-time-buyer.
Self-employed in Mission? We also work with borrowers who work for themselves — 1099 income included. Hidalgo County’s full 2026 loan limits by property type break down one- through four-unit ceilings if you want the complete picture.
Buyers in Mcallen, Pharr, Edinburg get the same treatment as Mission files. Browse our Texas service areas →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Mission, TX buyers through licensed partner brokers. Equal Housing Opportunity. We serve Mission remotely; there is no local Mission office.
Before you buy in Mission: the FAQs.
What's the 2026 conforming loan limit in Mission?
A conforming loan on a one-unit Mission home can go up to $832,750 in 2026, which is FHFA's limit for Hidalgo County. Hidalgo County uses the $832,750 national baseline, so a larger loan is a jumbo loan, which each lender prices and underwrites under its own rules.
Do Mission first-time buyers have good loan options?
Yes. First-time buyers in Mission can choose from FHA, USDA and VA loans, and down-payment assistance where they qualify. FHA loans allow 3.5% down with a credit score of 580 or higher, under HUD's rules. HUD's 2026 FHA limit for one unit in Hidalgo County is $541,287.
Does it matter where in Mission I'm buying?
No, not for the financing: we finance homes anywhere in Mission, including Sharyland Plantation, Tanglewood, Shary Crossing and Riverside Estates. What changes from one neighborhood to the next is the price and the appraisal, since the appraiser compares recent sales nearby. Licensed partner brokers originate loans across Sharyland Plantation and Riverside Estates, and we coordinate them by phone and online.
Are you set up to arrange loans in Mission, TX?
Yes. Mission loans are arranged through licensed partner brokers in Texas, with Choice Home Mortgage coordinating the file. Our own license is California's (NMLS #2629064); we keep no local office, and the file runs by phone and online. Owner Esther Buede coordinates the file, and many lenders compete for it.
I'm shopping Mission and the next town over: is that covered?
Yes. You can compare homes in Mission with Mcallen, Pharr and Edinburg on one file. Loan limits are set county by county, so the limit is re-checked for whichever town the home is in. Licensed partner brokers originate those loans and Choice Home Mortgage coordinates them, the same way as a Mission file.
What does the mortgage process look like from Mission?
From Mission, the whole mortgage process runs by phone and online: you apply online, upload documents and get updates as the loan moves. Licensed partner brokers cover the Texas licensing, while Choice Home Mortgage (California NMLS #2629064) coordinates the file and the lender shopping. Owner Esther Buede is your point of contact from the first call to closing.
Ready for your Mission address?
Bring the Mission address or just the idea — we'll match the program and shop lenders for your Mission loan.