Mission, TX

Buy your first Mission, TX home with confidence.

FHA, down-payment-assistance, and first-time-buyer programs that fit Mission budgets. We walk you through every step.

The Mission market

What financing a Mission home really takes.

Mission sits at the commercial heart of the Rio Grande Valley, adjacent to Bentsen-Rio Grande Valley State Park and a world-class birding corridor that draws international ecotourism; as a fully established city with its own schools and retail, it attracts long-term RGV residents and retirees priced out of pricier Sun Belt markets.

That market shapes the loan. In Hidalgo County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Mission purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and USDA options on the table. Limits per FHFA 2026; verify your scenario with us.

$832,7502026 conforming limit (Hidalgo)
4+Mission neighborhoods served
Since 2005Family-owned broker

We work Mission from the ground up — close to Bentsen-Rio Grande Valley State Park. We finance homes across Sharyland Plantation, Tanglewood, Shary Crossing, and Riverside Estates — and every other corner of Mission. Looking for a mortgage broker near you in Mission? We serve the area by phone and online, so you get a local-market broker without driving to an office.

Why Mission buyers choose us

What you get with a local broker.

Mission market knowledge

Near Bentsen-Rio Grande Valley State Park, across Sharyland Plantation, Tanglewood, Shary Crossing — we know Mission's neighborhoods, prices, and the programs that fit them.

First-time & assistance

Mission buyers often start with FHA, USDA, VA — we match you to the down-payment and first-time programs you qualify for.

Lenders shopped for you

As a broker we shop many lenders for your Mission file instead of selling one bank's product.

Owner-handled

Owner Esther Buede guides your Mission loan personally — the named expert behind our five-star reviews.

Your Mission mortgage expert

One owner, handling your whole loan.

In Mission, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →

“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
Jimmy Spicer & Tina KarrattiChoice Home Mortgage client
Loans & nearby areas

The right Mission loan for your situation.

For Mission we lean on FHA, USDA, VA through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.

Close to Mission, we also help buyers in Mcallen, Pharr, Edinburg. See all Texas cities we serve →

Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Mission, TX buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Mission office.

FAQ

Mission mortgage questions, answered.

What's the 2026 conforming loan limit in Mission?

In Hidalgo County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.

What loans help first-time buyers in Mission?

FHA loans, down-payment-assistance, and first-time-buyer programs are common paths in Mission. We match you to the ones you qualify for.

Which Mission neighborhoods do you serve?

We serve buyers across Mission, including Sharyland Plantation, Tanglewood, Shary Crossing. Financing works the same citywide — the loan is matched to you, not the ZIP code.

Can Choice Home Mortgage help me buy in Mission, TX?

Yes. We help Mission homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate TX financing for you.

Do you serve areas near Mission?

Yes — we also work with buyers in nearby Mcallen, Pharr, Edinburg. Same process, local loan-limit details for each.

Let's finance your Mission home.

Talk to the owner directly. We'll map the right loan for your Mission home and put lenders in competition for it.