Marietta, GA
The straight path to a Marietta mortgage.
We put first-time-buyer, conventional, FHA to work for Marietta buyers — matched to your file, whether the address is East Cobb or anywhere else in Marietta.
Can Choice Home Mortgage help me buy a home in Marietta, GA?
Yes. Choice Home Mortgage helps Marietta buyers and homeowners through licensed partner brokers who handle the Georgia licensing, while we coordinate the Marietta file and compare many lenders for it. We are a family-owned broker licensed in California (NMLS #2629064), and owner Esther Buede coordinates your loan from the first call to closing.
The 2026 conforming limit for a one-unit Marietta home is $832,750 (Cobb County, per FHFA). We start every Marietta file by placing the price against that number, then handle the application, documents and updates by phone and online.
Marietta prices, programs, and the path through.
Marietta and Cobb County are the principal beneficiaries of Atlanta’s northwest suburban expansion, anchored by the Cumberland/Galleria employment district, Truist Park, and a bus-served transit network; East Cobb’s school system is a structural magnet for family relocators that sustains demand through cycles.
Financing follows that Marietta math. In Cobb County, a Marietta one-unit purchase conforms up to 2026’s $832,750 baseline for Marietta files. That $832,750 ceiling covers most Marietta price points — conventional, FHA, first-time-buyer all stay on the Marietta table. Marietta itself prices solidly middle-of-market. FHFA resets these limits each year; we verify before we quote.
2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.
Marietta holds 59,000-plus residents across pockets like East Cobb and Kennesaw Mountain area, with Smyrna and Sandy Springs right next door. Marietta detail matters to us — Historic Marietta Square and Glover Park and the streets that feed it included. We finance homes across East Cobb, Historic Marietta Square, West Cobb, and Kennesaw Mountain area — and every other corner of Marietta. From anywhere in Marietta, the whole process runs by phone and online — local Marietta market reads included, commute not required. Of the 18 Georgia cities we serve, Marietta plays by its own numbers — that’s the point: the Marietta file, not a state template.
Marietta deserves a real broker.
Marietta, block by block
From East Cobb, Historic Marietta Square, West Cobb to Historic Marietta Square and Glover Park, we track what Marietta homes really cost and which loans carry them.
Down-payment friendly
First-time-buyer, conventional, FHA carry most Marietta purchases — and we check every assistance program a Marietta file qualifies for.
Lenders shopped for you
Marietta loans here go to whichever lender earns them — we shop the Marietta file wide.
Owner-coordinated
Your Marietta file is coordinated by owner Esther Buede herself, and in Marietta or Smyrna hers is the name buyers recognize from our reviews.
The owner coordinates your file. Personally.
In Marietta, owner Esther Buede (individual NMLS #2003644) coordinates your loan personally with our licensed partner brokers, from Historic Marietta Square to every part of Marietta. Choice Home Mortgage has been closing loans since 2005. Meet the family behind CHM →
“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
Financing built around the Marietta home you want.
First-time-buyer work anchors our Marietta lending, with Historic Marietta Square and Glover Park part of the pull. Marietta files most often land on first-time-buyer, conventional, FHA through our licensed partner-broker network — and past those, every Marietta option gets shopped: conventional, non-QM, FHA loans, and VA. Any starting point works: buying, refinancing, or simply exploring — apply online or call (949) 522-7310.
The programs that come up most for Marietta buyers: conventional, FHA, first-time-buyer, jumbo for East Cobb luxury.
Not every Marietta file fits a W-2 box — 1099 and business-owner borrowers can qualify on bank-statement income. Cobb County’s 2026 conforming and FHA limits, by unit count are laid out in full if you’re comparing property types.
Close to Marietta, we also help buyers in Smyrna, Sandy Springs, Brookhaven. Browse our Georgia service areas →
For Marietta, GA: financing arranged through licensed partner brokers, coordinated by Choice Home Mortgage, licensed in California (NMLS #2629064). Equal Housing Opportunity. We serve this area; we do not maintain a Marietta office.
What Marietta buyers ask us first.
How much can Marietta buyers borrow and stay conforming?
In Marietta, a one-unit home can carry a conforming loan of up to $832,750 for 2026, under FHFA's limit for Cobb County. Cobb County uses the $832,750 national baseline, so a larger loan is a jumbo loan, which each lender prices and underwrites under its own rules.
How do first-time buyers usually finance a Marietta home?
First-time buyers in Marietta usually finance with conventional and FHA loans. Some conventional programs accept 3% down from first-time buyers. An FHA loan on one unit in Cobb County can go to $718,750 in 2026 (HUD). FHA loans allow 3.5% down with a credit score of 580 or higher, under HUD's rules.
Which Marietta neighborhoods do you serve?
All of them, from East Cobb to Kennesaw Mountain area; the rest of Marietta is covered too. Prices shift from street to street, and the appraisal follows recent nearby sales; the loan terms follow your credit, income and down payment. For a one-unit home in Cobb County, the 2026 conforming limit is $832,750.
I'm buying in Marietta, GA: can you handle it?
Yes. A licensed partner broker in Georgia originates the Marietta loan, and Choice Home Mortgage coordinates it. Our own license is California's (NMLS #2629064); we keep no local office, and the file runs by phone and online. Owner Esther Buede coordinates the file, and many lenders compete for it.
Can you help outside Marietta too?
Yes. Our coverage goes past Marietta to Smyrna, Sandy Springs and Brookhaven. Loan limits are set county by county, so the limit is re-checked for whichever town the home is in. Licensed partner brokers originate those loans and Choice Home Mortgage coordinates them, the same way as a Marietta file.
Do I ever need to visit an office for my Marietta loan?
No. A Marietta loan runs by phone and online, and Choice Home Mortgage has no local office to visit. Licensed partner brokers cover the Georgia licensing, while Choice Home Mortgage (California NMLS #2629064) coordinates the file and the lender shopping. Owner Esther Buede is your point of contact from the first call to closing.
Buying near Marietta? We cover that too
Next stop: your Marietta address.
Straight answers on your Marietta options, and a broker shopping the whole market for Marietta buyers like you.