Lafayette, IN
Buy your first Lafayette, IN home with confidence.
FHA, down-payment-assistance, and first-time-buyer programs that fit Lafayette budgets. We walk you through every step.
What financing a Lafayette home really takes.
Lafayette’s economy is anchored by Purdue University’s research output (campus in neighboring West Lafayette) and a manufacturing base including Subaru of Indiana, creating an unusual combination of university-town demand and blue-collar household formation in one market.
That market shapes the loan. In Tippecanoe County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Lafayette purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and first-time-buyer options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Lafayette from the ground up — close to Purdue University across the Wabash and Tippecanoe Battlefield. We finance homes across Centennial Historic District, Highland Park, Ninth Street Hill, and Downtown Lafayette — and every other corner of Lafayette. Looking for a mortgage broker near you in Lafayette? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Lafayette market knowledge
Near Purdue University across the Wabash and Tippecanoe Battlefield, across Centennial Historic District, Highland Park, Ninth Street Hill — we know Lafayette's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Lafayette buyers often start with FHA, first-time-buyer, conventional — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Lafayette file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Lafayette loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Lafayette, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Painless and no hidden surprises. Choice Home Mortgage is a company I can trust.”
The right Lafayette loan for your situation.
For Lafayette we lean on FHA, first-time-buyer, conventional through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Lafayette, we also help buyers in Kokomo, Carmel, Indianapolis. See all Indiana cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Lafayette, IN buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Lafayette office.
Lafayette mortgage questions, answered.
What's the 2026 conforming loan limit in Lafayette?
In Tippecanoe County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
What loans help first-time buyers in Lafayette?
FHA loans, down-payment-assistance, and first-time-buyer programs are common paths in Lafayette. We match you to the ones you qualify for.
Which Lafayette neighborhoods do you serve?
We serve buyers across Lafayette, including Centennial Historic District, Highland Park, Ninth Street Hill. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Lafayette, IN?
Yes. We help Lafayette homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate IN financing for you.
Do you serve areas near Lafayette?
Yes — we also work with buyers in nearby Kokomo, Carmel, Indianapolis. Same process, local loan-limit details for each.
Let's finance your Lafayette home.
Talk to the owner directly. We'll map the right loan for your Lafayette home and put lenders in competition for it.