Greenville, SC
The straight path to a Greenville mortgage.
Your Greenville budget picks the program — FHA, first-time-buyer, conventional — and we handle the Greenville lender legwork, whether you're eyeing North Main or beyond.
Does Choice Home Mortgage work with Greenville, SC buyers?
Yes. Choice Home Mortgage arranges home loans for Greenville buyers through licensed partner brokers who cover South Carolina. We are a family-owned broker, in business since 2005 and licensed in California (NMLS #2629064); a licensed partner broker handles the Greenville loan while we coordinate it and compare many lenders for it, with owner Esther Buede as your point of contact.
For 2026, a one-unit Greenville home can carry a conforming loan of up to $832,750, the Greenville County limit FHFA sets, and we check where your Greenville price falls before you write an offer. The whole process runs by phone and online.
What financing a Greenville home really takes.
Greenville is the anchor of South Carolina’s Upstate manufacturing corridor, home to BMW’s only North American assembly plant, Michelin’s North American headquarters, and a GE facility — a diversified base generating stable high-wage employment without single-sector dependence; revitalized Main Street and Falls Park have anchored downtown population growth.
Every Greenville loan starts from that reality. In Greenville County, a Greenville one-unit purchase conforms up to 2026’s $832,750 baseline for Greenville files. Greenville price points mostly stay under $832,750, which keeps conventional, FHA, and down-payment-assistance on the menu for Greenville buyers. Price-wise, Greenville runs solidly middle-of-market. Limits per FHFA 2026; verify your scenario with us.
2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.
Greenville holds 61,000-plus residents across pockets like North Main and Botany Woods, with Spartanburg and Parker right next door. Ask us about Greenville blocks near Falls Park on the Reedy and Liberty Bridge — that’s the level we work at. Whether the address is in North Main, Augusta Road, Falls Park district, and Botany Woods or another Greenville pocket entirely, the financing follows. Looking for mortgage help near you in Greenville? We coordinate Greenville loans by phone and online with licensed partner brokers, so you get local-market help without driving anywhere. We work 12 cities across South Carolina; Greenville gets the same discipline as all of them — verify the Greenville numbers, then shop the loan.
How we work Greenville loans.
Greenville market knowledge
From North Main, Augusta Road, Falls Park district to Falls Park on the Reedy and Liberty Bridge, we track what Greenville homes really cost and which loans carry them.
First-time & assistance
The Greenville starting lineup is usually FHA, first-time-buyer, conventional; we add whichever down-payment help your Greenville budget is eligible for.
Many lenders, one file
We make lenders compete for Greenville business instead of squeezing Greenville buyers into a single bank's box.
Direct to the owner
In Greenville you get the owner, Esther Buede, coordinating your file personally, with no queue for Greenville files.
One owner, coordinating your whole loan.
In Greenville, owner Esther Buede (individual NMLS #2003644) is the one coordinating your file, Augusta Road or anywhere on the Greenville map, first call through keys. Meet the family behind CHM →
“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
The right Greenville loan for your situation.
Around Falls Park on the Reedy and Liberty Bridge, FHA remains the workhorse of Greenville lending. Most Greenville files start at FHA, first-time-buyer, conventional (via our licensed partner-broker network) and branch from there — every option gets a look: conventional, FHA financing, non-QM, and VA. Step in wherever you are — buying, refinancing your mortgage, or comparing — start your application here or call (949) 522-7310.
Expect conventional, FHA, first-time-buyer, down-payment-assistance to carry most Greenville files.
Self-employed in Greenville? We also work with self-employed borrowers — 1099 income included. The full Greenville County 2026 loan-limit breakdown covers every unit count, not just the single-family line above.
And around Greenville: Spartanburg, Parker, Berea are all in reach. See all South Carolina cities we serve →
For Greenville, SC: financing arranged through licensed partner brokers, coordinated by Choice Home Mortgage, licensed in California (NMLS #2629064). Equal Housing Opportunity. We serve this area; we do not maintain a Greenville office.
Greenville mortgage questions, answered.
How much can Greenville buyers borrow and stay conforming?
In Greenville, a one-unit home can carry a conforming loan of up to $832,750 for 2026, under FHFA's limit for Greenville County. Greenville County uses the $832,750 national baseline, so a larger loan is a jumbo loan, which each lender prices and underwrites under its own rules.
What's the usual first mortgage for a Greenville buyer?
For a first home in Greenville, the usual choices are conventional and FHA loans. Some conventional programs accept 3% down from first-time buyers. HUD's 2026 FHA limit for one unit in Greenville County is $541,287. FHA loans allow 3.5% down with a credit score of 580 or higher, under HUD's rules.
Do you cover all of Greenville?
Yes, we cover all of Greenville, including North Main, Augusta Road, Falls Park district and Botany Woods. The neighborhood affects the appraisal, which compares recent nearby sales, but the loan terms come from your credit, income and down payment. Licensed partner brokers originate loans across North Main and Botany Woods, and we coordinate them by phone and online.
Can an out-of-state broker really cover Greenville, SC?
Yes, because a licensed partner broker in South Carolina originates the Greenville loan while Choice Home Mortgage, licensed in California, coordinates it. Choice Home Mortgage is licensed in California (NMLS #2629064) and has no Greenville office, so the application, documents and updates run by phone and online.
Can you help outside Greenville too?
Yes. Our coverage goes past Greenville to Spartanburg, Parker and Berea. Every address is checked against its own county's 2026 limit before we quote. Licensed partner brokers originate those loans and Choice Home Mortgage coordinates them, the same way as a Greenville file. FHFA's 2026 one-unit limit for Greenville County is $832,750.
Do I ever need to visit an office for my Greenville loan?
No. A Greenville loan runs by phone and online, and Choice Home Mortgage has no local office to visit. Licensed partner brokers cover the South Carolina licensing, while Choice Home Mortgage (California NMLS #2629064) coordinates the file and the lender shopping. Owner Esther Buede is your point of contact from the first call to closing.
Other South Carolina cities we serve
Your Greenville home is a call away.
Straight answers on your Greenville options, and a broker shopping the whole market for Greenville buyers like you.