Greensboro, NC
Your first Greensboro home, within reach.
Real Greensboro prices, real programs — FHA, first-time-buyer, down-payment-assistance — matched to what your Greensboro file qualifies for, in Downtown Greensboro and citywide.
Does Choice Home Mortgage work with Greensboro, NC buyers?
Yes. Choice Home Mortgage arranges home loans for Greensboro buyers through licensed partner brokers who cover North Carolina. We are a family-owned broker, in business since 2005 and licensed in California (NMLS #2629064); a licensed partner broker handles the Greensboro loan while we coordinate it and compare many lenders for it, with owner Esther Buede as your point of contact.
For 2026, a one-unit Greensboro home can carry a conforming loan of up to $832,750, the Guilford County limit FHFA sets, and we check where your Greensboro price falls before you write an offer. The whole process runs by phone and online.
How Greensboro buyers reach closing in Greensboro.
Greensboro anchors the Piedmont Triad with a diverse base across manufacturing, logistics, and education that supports steady mid-market demand, drawing buyers priced out of the larger Triangle metros.
That’s the Greensboro backdrop the loan has to fit. For Greensboro, 2026 conforming tops out at Guilford County’s $832,750 baseline on one-unit Greensboro homes. Greensboro price points mostly stay under $832,750, which keeps conventional, FHA, and down-payment-assistance on the menu for Greensboro buyers. Greensboro’s price tier is entry-level. The 2026 figures come from FHFA — your scenario gets checked, not assumed.
2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.
Roughly 279,000-plus people call Greensboro home, spread from Downtown Greensboro to Southside, with High Point and Burlington minutes away. Greensboro isn’t an abstraction to us — we know it down to the International Civil Rights Center & Museum. Name the Greensboro neighborhood — Downtown Greensboro, Fisher Park, Sunset Hills, and Southside or beyond — and we finance there. Typing “broker near me” somewhere in Greensboro? Phone and online is how Greensboro files run here — the local read on Greensboro comes with it. Of the 22 North Carolina cities we serve, Greensboro plays by its own numbers — that’s the point: the Greensboro file, not a state template.
Greensboro deserves a real broker.
Local Greensboro insight
From the International Civil Rights Center & Museum across Downtown Greensboro, Fisher Park, Sunset Hills, we keep tabs on what Greensboro homes actually go for and which programs carry them.
Down-payment friendly
We open most Greensboro files with FHA, first-time-buyer, down-payment-assistance, then layer in whatever down-payment help your Greensboro numbers qualify for.
We shop; you choose
As a broker we put many lenders in competition for your Greensboro file — not one bank's Greensboro shelf.
The owner, coordinating
In Greensboro you get the owner, Esther Buede, coordinating your file personally, with no queue for Greensboro files.
Your loan, one named coordinator.
Every Greensboro file has one coordinator: owner Esther Buede (individual NMLS #2003644). She’ll know your Greensboro plans, Fisher Park or anywhere in Greensboro, and your name from the first call. Meet the family behind CHM →
“Closed in 8 days. I never knew a home refinance could happen so quickly and painlessly!”
Matched to your Greensboro purchase, not a template.
Near the International Civil Rights Center & Museum, FHA files are a Greensboro staple for us. Greensboro work runs heaviest on FHA, first-time-buyer, down-payment-assistance, arranged through our licensed partner-broker network — but the full menu stays open for Greensboro files: conventional, FHA, non-QM, and VA. Step in wherever you are — buying, refinancing your mortgage, or comparing — apply online or call (949) 522-7310.
The programs that come up most for Greensboro buyers: FHA, first-time-buyer, down-payment-assistance.
Self-employed in Greensboro? We also work with self-employed buyers — 1099 income included, plus bridge financing for Greensboro investors. Guilford County’s full 2026 loan limits by property type break down one- through four-unit ceilings if you want the complete picture.
Beyond Greensboro itself, High Point, Burlington, Winston-Salem buyers work with us the same way. More North Carolina cities we work in →
Working with Greensboro, NC buyers through licensed partner brokers — Choice Home Mortgage, California-licensed, NMLS #2629064. Equal Housing Opportunity. We serve this area; we do not maintain a Greensboro office.
Real questions from Greensboro buyers.
How much can Greensboro buyers borrow and stay conforming?
The 2026 conforming loan limit for a one-unit home in Greensboro is $832,750, the figure FHFA set for Guilford County. That is the national baseline with no high-cost adjustment, so a loan above $832,750 is a jumbo loan. For two units, the Guilford County conforming limit is $1,066,250.
What's the usual first mortgage for a Greensboro buyer?
For a first home in Greensboro, the usual choices are FHA and conventional loans. FHA loans allow 3.5% down with a credit score of 580 or higher, under HUD's rules. For FHA, the 2026 one-unit limit in Guilford County is $541,287, per HUD. Some conventional programs accept 3% down from first-time buyers.
Are certain Greensboro neighborhoods outside your coverage?
No. Every Greensboro neighborhood is covered, Downtown Greensboro, Fisher Park, Sunset Hills and Southside included. What changes from one neighborhood to the next is the price and the appraisal, since the appraiser compares recent sales nearby. Wherever the address is, from Downtown Greensboro to Southside, a licensed partner broker originates the loan and we coordinate it by phone and online.
Can an out-of-state broker really cover Greensboro, NC?
Yes, because a licensed partner broker in North Carolina originates the Greensboro loan while Choice Home Mortgage, licensed in California, coordinates it. Choice Home Mortgage is licensed in California (NMLS #2629064) and has no Greensboro office, so the application, documents and updates run by phone and online.
I'm shopping Greensboro and the next town over: is that covered?
Yes. You can compare homes in Greensboro with High Point, Burlington and Winston-Salem on one file. Each town's conforming limit depends on its county, so we confirm the 2026 limit for the exact address before quoting. Licensed partner brokers originate those loans and Choice Home Mortgage coordinates them, the same way as a Greensboro file.
How does the process run for a Greensboro buyer working with you?
A Greensboro buyer starts with one call to set the plan, then applies online, uploads documents and gets updates as the file moves. A licensed partner broker in North Carolina originates the loan, and Choice Home Mortgage (California NMLS #2629064) coordinates it and compares many lenders.
Other North Carolina cities we serve
Your Greensboro home is a call away.
Bring the Greensboro address or just the idea — we'll match the program and shop lenders for your Greensboro loan.