Findlay, OH

Buy your first Findlay, OH home with confidence.

FHA, down-payment-assistance, and first-time-buyer programs that fit Findlay budgets. We walk you through every step.

The Findlay market

How Findlay buyers get to the closing table.

Findlay is Ohio’s ’Flag City’ — an industrial-corporate hub where Marathon Petroleum, Whirlpool’s world-largest dishwasher plant, and Goodyear create a diversified Fortune 500 employment base funding stable, affordable homeownership; the Blanchard River corridor and the University of Findlay provide residential anchors at both ends of the price spectrum, a textbook move-up market.

That market shapes the loan. In Hancock County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Findlay purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.

$832,7502026 conforming limit (Hancock)
4+Findlay neighborhoods served
Since 2005Family-owned broker

We work Findlay from the ground up — close to the Marathon Petroleum headquarters. We finance homes across Downtown Findlay, University of Findlay area, Findlay East, and West Park — and every other corner of Findlay. Looking for a mortgage broker near you in Findlay? We serve the area by phone and online, so you get a local-market broker without driving to an office.

The Findlay difference

What you get with a local broker.

Findlay market knowledge

Near the Marathon Petroleum headquarters, across Downtown Findlay, University of Findlay area, Findlay East — we know Findlay's neighborhoods, prices, and the programs that fit them.

First-time & assistance

Findlay buyers often start with conventional, FHA, first-time-buyer — we match you to the down-payment and first-time programs you qualify for.

Lenders shopped for you

As a broker we shop many lenders for your Findlay file instead of selling one bank's product.

Owner-handled

Owner Esther Buede guides your Findlay loan personally — the named expert behind our five-star reviews.

Your Findlay mortgage expert

One owner, handling your whole loan.

In Findlay, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →

“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
Dennis MunsonChoice Home Mortgage client
Loans & nearby areas

Findlay financing that fits the home and the borrower.

For Findlay we lean on conventional, FHA, first-time-buyer through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.

Close to Findlay, we also help buyers in Lima, Toledo, Mansfield. See all Ohio cities we serve →

Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Findlay, OH buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Findlay office.

FAQ

Findlay mortgage questions, answered.

What's the 2026 conforming loan limit in Findlay?

In Hancock County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.

What loans help first-time buyers in Findlay?

FHA loans, down-payment-assistance, and first-time-buyer programs are common paths in Findlay. We match you to the ones you qualify for.

Which Findlay neighborhoods do you serve?

We serve buyers across Findlay, including Downtown Findlay, University of Findlay area, Findlay East. Financing works the same citywide — the loan is matched to you, not the ZIP code.

Can Choice Home Mortgage help me buy in Findlay, OH?

Yes. We help Findlay homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate OH financing for you.

Do you serve areas near Findlay?

Yes — we also work with buyers in nearby Lima, Toledo, Mansfield. Same process, local loan-limit details for each.

Let's finance your Findlay home.

Straight answers on your Findlay options, and a broker who shops the whole market so you don't have to.