Colorado Springs, CO
Your Colorado Springs, CO mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Colorado Springs — clear guidance from pre-approval through closing.
How Colorado Springs buyers get to the closing table.
Colorado Springs has one of the largest military concentrations in the country — Fort Carson, Peterson and Schriever Space Force Bases, and NORAD — making VA loans among the most-used products, and it is one of the more affordable entries into the Front Range.
That market shapes the loan. In El Paso County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Colorado Springs purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Colorado Springs from the ground up — close to Pikes Peak and Garden of the Gods. We finance homes across Briargate, Old Colorado City, Broadmoor, and Downtown Colorado Springs — and every other corner of Colorado Springs. Looking for a mortgage broker near you in Colorado Springs? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Colorado Springs market knowledge
Near Pikes Peak and Garden of the Gods, across Briargate, Old Colorado City, Broadmoor — we know Colorado Springs's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Colorado Springs buyers often start with VA, FHA, conventional — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Colorado Springs file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Colorado Springs loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Colorado Springs, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Closed in 8 days. I never knew a home refinance could happen so quickly and painlessly!”
Colorado Springs financing that fits the home and the borrower.
For Colorado Springs we lean on VA, FHA, conventional through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Colorado Springs, we also help buyers in Castle Rock, Pueblo, Parker. See all Colorado cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Colorado Springs, CO buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Colorado Springs office.
Colorado Springs mortgage questions, answered.
What's the 2026 conforming loan limit in Colorado Springs?
In El Paso County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Colorado Springs?
Most Colorado Springs buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Colorado Springs neighborhoods do you serve?
We serve buyers across Colorado Springs, including Briargate, Old Colorado City, Broadmoor. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Colorado Springs, CO?
Yes. We help Colorado Springs homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate CO financing for you.
Do you serve areas near Colorado Springs?
Yes — we also work with buyers in nearby Castle Rock, Pueblo, Parker. Same process, local loan-limit details for each.
Let's finance your Colorado Springs home.
Straight answers on your Colorado Springs options, and a broker who shops the whole market so you don't have to.