Collierville, TN
The right loan for the Collierville home you're after.
From Historic Town Square across Collierville, higher price points meet financing built for them — high-balance, jumbo, move-up — matched to your Collierville file.
Buying in Collierville: the numbers that matter.
Collierville is anchored by proximity to FedEx’s global headquarters in Memphis and its own base of distribution, logistics, and corporate back-office operations — a sector resistant to remote-work displacement that favors suburban residential concentration near the airport corridor; its restrictive zoning and rural-character overlay have compressed density below surrounding unincorporated Shelby County, structurally supporting price premiums. (Shelby County is baseline, not Nashville-metro high-cost.)
So the Collierville strategy starts with the market, not the rate sheet. In Shelby County, a Collierville one-unit purchase conforms up to 2026’s $832,750 baseline for Collierville files. That $832,750 ceiling covers most Collierville price points — conventional, FHA, move-up all stay on the Collierville table. Limits per FHFA 2026; verify your scenario with us.
47,000-plus residents make Collierville home — across Historic Town Square, Schilling Farms, and between — with Germantown and Memphis nearby. Our Collierville knowledge is street-level — the area around the Historic Town Square included. Collierville buyers reach us from Historic Town Square, Carriage Crossing, Morton Museum area, and Schilling Farms — and from every block in between. Collierville buyers reach us in one call; the loan runs online from there, with the Collierville market knowledge built in. We work 17 cities across Tennessee; Collierville gets the same discipline as all of them — verify the Collierville numbers, then shop the loan.
How Collierville buyers come out ahead.
Collierville market knowledge
Historic Town Square, Carriage Crossing, Morton Museum area — every Collierville pocket prices its own way, and the blocks near the Historic Town Square prove it. We match the program to the pocket.
Move-up & jumbo ready
Collierville price tags run past the national norm, and the Collierville financing — conventional, move-up, jumbo for upper tier — is sized to match.
We shop; you choose
A Collierville mortgage should be bid on. We take your Collierville file to many lenders and let the best terms win.
The owner, on your file
Your Collierville file is handled by owner Esther Buede herself — in Collierville or Germantown, hers is the name buyers recognize from our reviews.
The owner works your file. Personally.
Owner Esther Buede (individual NMLS #2003644) has closed loans since 2005, and in Collierville she’s the one on your file — Carriage Crossing or anywhere on the Collierville map, first call through keys. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
Financing built around the Collierville home you want.
Around the Historic Town Square, conventional remains the workhorse of Collierville lending. The Collierville playbook usually starts with conventional, move-up, jumbo for upper tier, arranged through licensed partner brokers — then we shop whatever your Collierville file calls for: conventional, non-QM, VA, and FHA. Step in wherever you are — buying, refinancing, or comparing — apply online or call (949) 522-7310.
Collierville is the center, not the edge — Germantown, Memphis, Bartlett are covered too. All our Tennessee coverage, city by city →
Choice Home Mortgage (California-licensed, NMLS #2629064) serves Collierville, TN buyers through licensed partner brokers. Equal Housing Opportunity. Collierville is served remotely — we keep no office there.
Straight answers for Collierville buyers.
How much can Collierville buyers borrow and stay conforming?
For Collierville buyers, conforming runs to $832,750 in 2026; beyond that a Collierville purchase shops jumbo. FHFA figures — we'll verify yours.
How do Collierville buyers finance above the conforming limit?
It's common. Collierville price points regularly call for jumbo or high-balance structure, so we size the Collierville loan to the contract and put the right lenders in competition for it.
Do you cover all of Collierville?
All of Collierville — including Historic Town Square, Carriage Crossing, Morton Museum area, Schilling Farms. The financing follows you across Collierville: the loan matches your Collierville file, never the ZIP.
Can an out-of-state broker really cover Collierville, TN?
We're licensed in California (NMLS #2629064) and team with licensed partner brokers for TN, so a Collierville buyer gets the same many-lenders shopping with the licensing handled properly.
What about the towns just past the Collierville line?
Germantown, Memphis, Bartlett — all covered alongside Collierville, each with its own limit details worked in.
How does the process run for a Collierville buyer working with you?
From Collierville it's phone-and-online end to end — apply digitally, upload documents, get updates as they happen. Licensed partner brokers cover the TN licensing side; you never sit in a lobby.
Also serving homebuyers near Collierville
Ready for your Collierville address?
Bring the Collierville address or just the idea — we'll match the program and shop lenders for your Collierville loan.