College Station, TX
Your College Station, TX mortgage, done right.
Conventional, FHA, and first-time-buyer paths for College Station — clear guidance from pre-approval through closing.
How College Station buyers get to the closing table.
College Station’s demand is structurally tied to Texas A&M — one of the largest single-campus enrollments in the country — driving persistent rental and owner demand from faculty, staff, graduate students, and the university’s research and medical workforce.
That market shapes the loan. In Brazos County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most College Station purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work College Station from the ground up — close to Kyle Field at Texas A&M. We finance homes across South Knoll, Pebble Creek, Castlegate, and Wolf Pen Creek corridor — and every other corner of College Station. Looking for a mortgage broker near you in College Station? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
College Station market knowledge
Near Kyle Field at Texas A&M, across South Knoll, Pebble Creek, Castlegate — we know College Station's neighborhoods, prices, and the programs that fit them.
First-time & assistance
College Station buyers often start with conventional, FHA, investment-property — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your College Station file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your College Station loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In College Station, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
College Station financing that fits the home and the borrower.
For College Station we lean on conventional, FHA, investment-property through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to College Station, we also help buyers in Bryan, Huntsville, Conroe. See all Texas cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps College Station, TX buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a College Station office.
College Station mortgage questions, answered.
What's the 2026 conforming loan limit in College Station?
In Brazos County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in College Station?
Most College Station buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which College Station neighborhoods do you serve?
We serve buyers across College Station, including South Knoll, Pebble Creek, Castlegate. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in College Station, TX?
Yes. We help College Station homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate TX financing for you.
Do you serve areas near College Station?
Yes — we also work with buyers in nearby Bryan, Huntsville, Conroe. Same process, local loan-limit details for each.
Let's finance your College Station home.
Straight answers on your College Station options, and a broker who shops the whole market so you don't have to.