Chino, CA
Your Chino mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Chino — clear guidance from pre-approval through closing.
Inside the Chino mortgage market.
Chino occupies the western edge of the Inland Empire at the SR-60/SR-71 crossroads, giving freeway access to both LA and Orange County job markets at a price structurally below either county’s limit — an affordability wedge driven by geography; master-planned communities like The Preserve attract families seeking newer construction at IE prices.
That market shapes the loan. In San Bernardino County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Chino purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Chino from the ground up — close to the Planes of Fame Air Museum. We finance homes across The Preserve at Chino, College Park, Cypress Trails, and Chino Avenue corridor — and every other corner of Chino. Looking for a mortgage broker near you in Chino? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Chino market knowledge
Near the Planes of Fame Air Museum, across The Preserve at Chino, College Park, Cypress Trails — we know Chino's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Chino buyers often start with conventional, FHA, move-up — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Chino file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Chino loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Chino, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
Built around your Chino home, not a shelf product.
For Chino we lean on conventional, FHA, move-up — but whatever fits, we shop it: FHA, conventional, jumbo, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Chino, we also help buyers in Chino Hills, Pomona, Montclair. See all California cities we serve →
Choice Home Mortgage is a licensed California mortgage broker — NMLS #2629064, CA DRE #01822046. Equal Housing Opportunity.
Chino mortgage questions, answered.
What's the 2026 conforming loan limit in Chino?
In San Bernardino County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Chino?
Most Chino buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Chino neighborhoods do you serve?
We serve buyers across Chino, including The Preserve at Chino, College Park, Cypress Trails. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Are you a licensed mortgage broker in Chino?
Yes. Choice Home Mortgage is a licensed California mortgage broker (NMLS #2629064, CA DRE #01822046) serving Chino and the surrounding area.
Do you serve areas near Chino?
Yes — we also work with buyers in nearby Chino Hills, Pomona, Montclair. Same process, local loan-limit details for each.
Let's finance your Chino home.
No call center — just Esther. We'll find the program that fits your Chino purchase and do the lender legwork.