Chino, CA
Your Chino mortgage, done right.
FHA, move-up, conventional programs sized to Chino budgets — matched to your Chino file, from The Preserve at Chino to every corner of Chino.
Chino home loans, the honest version.
Chino occupies the western edge of the Inland Empire at the SR-60/SR-71 crossroads, giving freeway access to both LA and Orange County job markets at a price structurally below either county’s limit — an affordability wedge driven by geography; master-planned communities like The Preserve attract families seeking newer construction at IE prices.
Financing follows that Chino math. Chino follows San Bernardino County’s national-baseline limit for 2026: $832,750 on a one-unit Chino home. Since typical Chino prices stay under $832,750, a Chino buyer keeps conventional, FHA, and move-up all in play. Limits per FHFA 2026; verify your scenario with us.
From The Preserve at Chino over to Chino Avenue corridor, Chino’s 80,000-plus residents sit within minutes of Chino Hills and Pomona. Our Chino knowledge is street-level — the area around the Planes of Fame Air Museum included. Buyers come to us from The Preserve at Chino, College Park, Cypress Trails, and Chino Avenue corridor, and from every other part of Chino. Searching “mortgage broker near me” from Chino? We cover Chino by phone and online — Chino-level market help, no office visit.
How we work Chino loans.
Chino market knowledge
Near the Planes of Fame Air Museum, across The Preserve at Chino, College Park, Cypress Trails — we know Chino's neighborhoods, prices, and the programs that fit them.
First-time & assistance
FHA, move-up, conventional carry most Chino purchases — and we check every assistance program a Chino file qualifies for.
Lenders shopped for you
As a broker we put many lenders in competition for your Chino file — not one bank's Chino shelf.
Owner-handled
Esther Buede — the owner — works your Chino loan start to finish; our Google reviews show Chino buyers why that matters.
The owner works your file. Personally.
Owner Esther Buede (individual NMLS #2003644) personally runs each Chino file — College Park or any Chino address — first call to keys, as she’s done since 2005. Meet the family behind CHM →
“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
Built around your Chino home, not a shelf product.
Near the Planes of Fame Air Museum, FHA files are a Chino staple for us. For Chino we lean on FHA, move-up, conventional — but whatever fits your Chino file, we shop it: conventional, jumbo, VA, non-QM, and FHA. Whenever you’re ready — buying, refinancing, or still weighing options — begin online or call (949) 522-7310.
Short on the down payment for a Chino home? Here’s what assistance is genuinely available — statewide CalHFA help covers Chino.
And around Chino: Chino Hills, Pomona, Montclair are all in reach. Every California city we cover →
NMLS #2629064 · CA DRE #01822046 — Choice Home Mortgage, a licensed California mortgage broker serving Chino. Equal Housing Opportunity.
Real questions from Chino buyers.
Where does the Chino conforming loan limit sit for 2026?
Chino follows the $832,750 national baseline for 2026; a bigger Chino loan goes jumbo. FHFA-published — we'll check your exact numbers.
What loans help first-time buyers in Chino?
Most first-time Chino buyers start with conventional, FHA, move-up — and we check which assistance fits your Chino purchase before you commit.
Which Chino neighborhoods do you serve?
All of Chino — including The Preserve at Chino, College Park, Cypress Trails, Chino Avenue corridor. The financing follows you across Chino: the loan matches your Chino file, never the ZIP.
Is Choice Home Mortgage local to Chino?
Chino? Definitely. California-licensed (NMLS #2629064) with Chino squarely covered — your Chino loan runs remotely and owner-handled.
Do you cover the towns around Chino?
Absolutely — Chino Hills, Pomona, Montclair included. The Chino playbook travels; only the county numbers change.
Let's finance your Chino home.
Talk to the owner directly. We'll map the right loan for your Chino home and put lenders in competition for Chino business.