Boca Raton, FL
Boca Raton, FL home loans, built for Boca Raton's market.
From high-balance and jumbo financing to move-up and refinance, we structure the loan around Boca Raton's price points — not a one-size template.
What financing a Boca Raton home really takes.
Boca Raton’s land-use rules have historically constrained new residential supply while Florida Atlantic University drives steady professional migration; the Mizner Park corridor has drawn institutional mixed-use investment that raises the floor on adjacent values.
That market shapes the loan. In Palm Beach County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Boca Raton purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and jumbo options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Boca Raton from the ground up — close to Mizner Park. We finance homes across Mizner Park District, Boca Square, Camino Gardens, and Pearl City — and every other corner of Boca Raton. Looking for a mortgage broker near you in Boca Raton? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Boca Raton market knowledge
Near Mizner Park, across Mizner Park District, Boca Square, Camino Gardens — we know how Boca Raton prices and programs actually work.
Move-up & jumbo ready
Boca Raton runs above the national norm — we structure conventional, jumbo, FHA for entry financing around its price points.
Lenders shopped for you
As a broker we put many lenders in competition for your Boca Raton file — not one bank's shelf.
Owner-handled
Owner Esther Buede guides your Boca Raton loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Boca Raton, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Painless and no hidden surprises. Choice Home Mortgage is a company I can trust.”
The right Boca Raton loan for your situation.
For Boca Raton we lean on conventional, jumbo, FHA for entry through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Boca Raton, we also help buyers in Deerfield Beach, Delray Beach, Pompano Beach. See all Florida cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Boca Raton, FL buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Boca Raton office.
Boca Raton mortgage questions, answered.
What's the 2026 conforming loan limit in Boca Raton?
In Palm Beach County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Do I need a jumbo loan to buy in Boca Raton?
Not always. Many Boca Raton homes can be financed with high-balance conforming loans up to $832,750 before a true jumbo is needed. We'll tell you which fits your price point.
Which Boca Raton neighborhoods do you serve?
We serve buyers across Boca Raton, including Mizner Park District, Boca Square, Camino Gardens. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Boca Raton, FL?
Yes. We help Boca Raton homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate FL financing for you.
Do you serve areas near Boca Raton?
Yes — we also work with buyers in nearby Deerfield Beach, Delray Beach, Pompano Beach. Same process, local loan-limit details for each.
Let's finance your Boca Raton home.
Talk to the owner directly. We'll map the right loan for your Boca Raton home and put lenders in competition for it.