Aurora, CO
Aurora, CO home loans, handled by the owner.
FHA, VA, high-balance programs sized to Aurora budgets — matched to your Aurora file, from Saddle Rock to every corner of Aurora.
Aurora home loans, the honest version.
Aurora is one of Colorado’s largest cities and a lower-entry-cost gateway to the Denver metro, with housing from starter homes to planned communities and demand reinforced by Buckley Space Force Base.
The loan has to fit the Aurora picture. For an Aurora one-unit home, the 2026 conforming line sits at $862,500 — high-cost-area room for Aurora buyers. Expect the $862,500 question early on any Aurora purchase — where the price lands decides whether conforming, high-balance, or jumbo carries the Aurora loan. FHFA publishes the 2026 schedule; we’ll square your numbers against it.
Some 345,000-plus people live in Aurora — Saddle Rock, Tallyn's Reach, and between — a short drive from Commerce City or Centennial. From Cherry Creek State Park and the Aurora Reservoir outward, we treat Aurora as home turf. Name the Aurora neighborhood — Saddle Rock, Heather Ridge, Aurora Highlands, and Tallyn's Reach or beyond — and we finance there. If you’re in Aurora hunting for a nearby broker: we work Aurora loans by phone and online, Aurora knowledge included. Colorado coverage here spans 21 cities, Aurora among them — each on its own county limits, each shopped the same way.
One file, many lenders, Aurora terms.
Aurora know-how
From Cherry Creek State Park and the Aurora Reservoir across Saddle Rock, Heather Ridge, Aurora Highlands, we keep tabs on what Aurora homes actually go for and which programs carry them.
First Aurora home help
The Aurora starting lineup is usually FHA, VA, high-balance; we add whichever down-payment help your Aurora budget is eligible for.
Lenders shopped for you
Your Aurora file gets shopped across many lenders — a broker working Aurora, not one bank's sales desk.
Owner-handled
In Aurora you get the owner, Esther Buede, personally — no queue for Aurora files, and the Aurora attention shows in our reviews.
Your Aurora loan, one owner's desk.
Your Aurora file belongs to owner Esther Buede (individual NMLS #2003644) personally — she’s guided buyers to closing since 2005, and Aurora — Heather Ridge included — is no different. Meet the family behind CHM →
“Painless and no hidden surprises. Choice Home Mortgage is a company I can trust.”
Programs shaped to Aurora price tags.
Demand around Cherry Creek State Park and the Aurora Reservoir keeps FHA activity steady in Aurora. For Aurora we lean on FHA, VA, high-balance through our licensed partner-broker network — but whatever fits your Aurora file, we shop it: VA, FHA, conventional, and non-QM. Start where it suits you: buying, refinancing, or testing the numbers — get started here or call (949) 522-7310.
Buyers in Commerce City, Centennial, Thornton get the same treatment as Aurora files. See all Colorado cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Aurora, CO buyers through licensed partner brokers. Equal Housing Opportunity. We work with Aurora buyers remotely and maintain no Aurora office.
Straight answers for Aurora buyers.
What loan size keeps an Aurora mortgage conforming?
Aurora sits in high-cost Arapahoe County, so conforming stretches to $862,500 on a one-unit Aurora home in 2026. FHFA publishes the schedule; we'll verify where your Aurora numbers land.
Which programs fit Aurora first-time buyers?
Most first-time Aurora buyers start with high-balance, FHA, VA — and we check which assistance fits your Aurora purchase before you commit.
Can you finance a home anywhere in Aurora?
We work Aurora citywide — Saddle Rock, Heather Ridge, Aurora Highlands, Tallyn's Reach included. Where in Aurora you buy doesn't change how hard we shop.
Can Choice Home Mortgage help me buy in Aurora, CO?
Through licensed partner brokers, yes — we quarterback the Aurora, CO process (California NMLS #2629064) while your Aurora file gets shopped across many lenders.
Do you cover the towns around Aurora?
Absolutely — Commerce City, Centennial, Thornton included. The Aurora playbook travels; only the county numbers change.
Do I ever need to visit an office for my Aurora loan?
From Aurora it's phone-and-online end to end — apply digitally, upload documents, get updates as they happen. Licensed partner brokers cover the CO licensing side; you never sit in a lobby.
Aurora neighbors we also serve
Let's get you home in Aurora.
Tell us where in Aurora you're headed — the program match and the Aurora lender legwork are on us.