Aurora, CO
Your Aurora, CO mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Aurora — clear guidance from pre-approval through closing.
What financing a Aurora home really takes.
Aurora is one of Colorado’s largest cities and a lower-entry-cost gateway to the Denver metro, with housing from starter homes to planned communities and demand reinforced by Buckley Space Force Base.
That market shapes the loan. Because Arapahoe County is a high-cost area, the 2026 one-unit conforming limit is $862,500 — above the national baseline. So many Aurora buyers use high-balance or jumbo financing — and knowing exactly where your purchase lands against that $862,500 line is half the work. Limits per FHFA 2026; verify your scenario with us.
We work Aurora from the ground up — close to Cherry Creek State Park and the Aurora Reservoir. We finance homes across Saddle Rock, Heather Ridge, Aurora Highlands, and Tallyn's Reach — and every other corner of Aurora. Looking for a mortgage broker near you in Aurora? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Aurora market knowledge
Near Cherry Creek State Park and the Aurora Reservoir, across Saddle Rock, Heather Ridge, Aurora Highlands — we know Aurora's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Aurora buyers often start with high-balance, FHA, VA — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Aurora file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Aurora loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Aurora, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Closed in 8 days. I never knew a home refinance could happen so quickly and painlessly!”
The right Aurora loan for your situation.
For Aurora we lean on high-balance, FHA, VA through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Aurora, we also help buyers in Commerce City, Centennial, Thornton. See all Colorado cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Aurora, CO buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Aurora office.
Aurora mortgage questions, answered.
What's the 2026 conforming loan limit in Aurora?
In Arapahoe County, the 2026 conforming loan limit is $862,500 for a single-family home — a high-cost figure above the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Aurora?
Most Aurora buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Aurora neighborhoods do you serve?
We serve buyers across Aurora, including Saddle Rock, Heather Ridge, Aurora Highlands. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Aurora, CO?
Yes. We help Aurora homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate CO financing for you.
Do you serve areas near Aurora?
Yes — we also work with buyers in nearby Commerce City, Centennial, Thornton. Same process, local loan-limit details for each.
Let's finance your Aurora home.
Talk to the owner directly. We'll map the right loan for your Aurora home and put lenders in competition for it.