Reno, NV
Your Reno, NV mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Reno — clear guidance from pre-approval through closing.
What financing a Reno home really takes.
Reno’s market is supported by California out-migration, Nevada’s no-income-tax advantage, and a diversifying tech and logistics base; it spans affordable workforce housing to luxury hillside estates.
That market shapes the loan. In Washoe County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Reno purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Reno from the ground up — close to the Reno Arch and Sierra Nevada backdrop. We finance homes across Midtown, Old Southwest, South Meadows, and Northwest Reno — and every other corner of Reno. Looking for a mortgage broker near you in Reno? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Reno market knowledge
Near the Reno Arch and Sierra Nevada backdrop, across Midtown, Old Southwest, South Meadows — we know Reno's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Reno buyers often start with conventional, FHA, VA — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Reno file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Reno loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Reno, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Closed in 8 days. I never knew a home refinance could happen so quickly and painlessly!”
The right Reno loan for your situation.
For Reno we lean on conventional, FHA, VA through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Reno, we also help buyers in Sparks, Carson City, Lincoln. See all Nevada cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Reno, NV buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Reno office.
Reno mortgage questions, answered.
What's the 2026 conforming loan limit in Reno?
In Washoe County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Reno?
Most Reno buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Reno neighborhoods do you serve?
We serve buyers across Reno, including Midtown, Old Southwest, South Meadows. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Reno, NV?
Yes. We help Reno homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate NV financing for you.
Do you serve areas near Reno?
Yes — we also work with buyers in nearby Sparks, Carson City, Lincoln. Same process, local loan-limit details for each.
Let's finance your Reno home.
Talk to the owner directly. We'll map the right loan for your Reno home and put lenders in competition for it.