Reno, NV
Your Reno, NV mortgage, done right.
Your Reno purchase, financed on your terms — VA, conventional, FHA — with the Reno legwork handled from Midtown on out.
Reno home loans, the honest version.
Reno’s market is supported by California out-migration, Nevada’s no-income-tax advantage, and a diversifying tech and logistics base; it spans affordable workforce housing to luxury hillside estates.
That Reno market shapes the loan. A one-unit Reno purchase conforms to $832,750 in 2026 — the national baseline Washoe County runs on. Most Reno purchases sit comfortably under that $832,750 line, keeping conventional, FHA, and VA open for Reno buyers. 2026 limits published by FHFA — confirm your exact scenario with us.
Some 233,000-plus people live in Reno — Midtown, Northwest Reno, and between — a short drive from Sparks or Carson City. From the Reno Arch and Sierra Nevada backdrop outward, we treat Reno as home turf. Whether the address is in Midtown, Old Southwest, South Meadows, and Northwest Reno or another Reno pocket entirely, the financing follows. Looking for a mortgage broker near you in Reno? We serve Reno by phone and online, so Reno buyers get local-market help without driving anywhere. We work 6 cities across Nevada; Reno gets the same discipline as all of them — verify the Reno numbers, then shop the loan.
How Reno buyers come out ahead.
Reno, block by block
From Midtown, Old Southwest, South Meadows to the Reno Arch and Sierra Nevada backdrop, we track what Reno homes really cost and which loans carry them.
First-time & assistance
Reno buyers often start with VA, conventional, FHA — we match Reno files to the down-payment and first-time programs they qualify for.
Many lenders, one file
Reno loans here go to whichever lender earns them — we shop the Reno file wide.
Direct to the owner
The owner — Esther Buede — is who Reno buyers actually talk to, first call to funded loan.
Your loan, one named expert.
Your Reno loan gets the owner, not a queue: Esther Buede, licensed (individual NMLS #2003644), closing since 2005. One person, your whole Reno loan — from Old Southwest across the Reno map. Meet the family behind CHM →
“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
Programs shaped to Reno price tags.
Near the Reno Arch and Sierra Nevada backdrop, VA files are a Reno staple for us. Most Reno files start at VA, conventional, FHA (via our licensed partner-broker network) and branch from there — every option gets a look: conventional, non-QM, VA, and FHA. Come in at your own pace — buying, refinancing, or comparing paths — apply here or call (949) 522-7310.
And around Reno: Sparks, Carson City, Lincoln are all in reach. All our Nevada coverage, city by city →
Licensed in California (NMLS #2629064), Choice Home Mortgage helps Reno, NV buyers through licensed partner brokers. Equal Housing Opportunity. No Reno office — we work with Reno buyers remotely.
Before you buy in Reno: the FAQs.
How high can a conforming loan go in Reno?
In Washoe County, the 2026 single-family limit is $832,750; anything above that in Reno is jumbo territory. FHFA sets it — we'll verify your Reno case.
What loans help first-time buyers in Reno?
Most first-time Reno buyers start with conventional, FHA, VA — and we check which assistance fits your Reno purchase before you commit.
Can you finance a home anywhere in Reno?
Every corner of Reno, from Midtown, Old Southwest, South Meadows, Northwest Reno on out. A Reno loan prices off your file, not the neighborhood.
Do you work with Reno, NV buyers?
Through licensed partner brokers, yes — we quarterback the Reno, NV process (California NMLS #2629064) while your Reno file gets shopped across many lenders.
Do you cover the towns around Reno?
We do: buyers in Sparks, Carson City, Lincoln work with us like Reno buyers do, local limits checked for each.
How does the process run for a Reno buyer working with you?
No office needed. A Reno file moves digitally — application through final documents — with us coordinating lenders and licensed partner brokers covering NV.
Reno neighbors we also serve
Your Reno keys are the goal.
Talk to the owner directly. We'll map the right loan for your Reno home and put lenders in competition for Reno business.